National Stock Yards Credit & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for National Stock Yards Credit & Debt lawyer.
Below are all National Stock Yards Bankruptcy & Debt lawyers.

Rex Carr

Real Estate, Legal Malpractice, Personal Injury, Bankruptcy

Status: In Good Standing Licensed: 75 Years

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412 Missouri Ave, East Saint Louis, IL 62201

Dennis Orsey

Federal Appellate Practice, Divorce, Business, Bankruptcy

Status: In Good Standing Licensed: 44 Years

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3388 Maryville Rd, Granite City, IL 62040

Dennis James Orsey

Federal Appellate Practice, Divorce, Business, Bankruptcy

Status: In Good Standing Licensed: 44 Years

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3388 Maryville Rd, Granite City, IL 62040

Phillip Andrew Theis

International Tax, Estate Planning, Securities, Collection

Status: In Good Standing Licensed: 35 Years

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2145 Pontoon Rd, Granite City, IL 62040

William A. Mueller

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

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8787 State Street, East Saint Louis, IL 62203

Robert Gregory Lathram

Government, Criminal, Bankruptcy & Debt, Divorce & Family Law, Business

Status: In Good Standing Licensed: 35 Years

FREE CONSULTATION

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203 W Main St, Collinsville, IL 62234

Andrew Miofsky

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

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2249 Pontoon Rd, Granite City, IL 62040

Andrew Joseph Miofsky

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

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2249 Pontoon Rd, Granite City, IL 62040

Mark Silvermintz

Litigation, Credit & Debt, Business

Status: In Good Standing

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1355 North Bluff Road, Collinsville, IL 62234

Robert Bruegge

Insurance, Bankruptcy

Status: In Good Standing

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1606 E.Port Plaza Dr, Collinsville, IL 62234

800-923-0641

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LEGAL TERMS

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FCRA

See Fair Credit Reporting Act.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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National Stock Yards Credit & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Rex Carr

Dennis Orsey

Dennis James Orsey

Phillip Andrew Theis

William A. Mueller

Robert Gregory Lathram

Andrew Miofsky

Andrew Joseph Miofsky

Mark Silvermintz

Robert Bruegge

TIPS

LEGAL TERMS

AUTOMATIC STAY

REDEMPTION

CHAPTER 13 BANKRUPTCY

COSIGNER

SECURED DEBT

FORBEARANCE

FCRA

MEANS TEST

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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