Niagara County, NY Reorganization Lawyers, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Jon Louis Wilson

Real Estate, Lawsuit & Dispute, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 49 Years

CONTACT

111 Ontario St, Lockport, NY 14094

William H. Cummings

Lawsuit & Dispute, Civil & Human Rights, Accident & Injury

Status: In Good Standing Licensed: 51 Years

CONTACT

770 Main St, Niagara Falls, NY 14301

Morgan Lewis Jones

General Practice

Status: In Good Standing Licensed: 50 Years

CONTACT

76 West Ave, Lockport, NY 14094

Anthony Angelo Dimillo

Real Estate, Estate, Divorce & Family Law, Accident & Injury

Status: In Good Standing Licensed: 44 Years

CONTACT

16 W Main St, Lockport, NY 14094

Edward Paul Perlman

Real Estate, Civil & Human Rights, Business

Status: In Good Standing

CONTACT

810 Main St, Niagara Falls, NY 14301

David John Mansour

Real Estate, Criminal, Accident & Injury

Status: In Good Standing Licensed: 42 Years

CONTACT

324 Pine Ave, Niagara Falls, NY 14301

Patrick Michael Balkin

Family Law, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 41 Years

CONTACT

365 Market St, Lockport, NY 14094

Kathleen Elizabeth Gaines

Power of Attorney, Dispute Resolution, Immigration, Criminal

Status: In Good Standing Licensed: 40 Years

CONTACT

2074 Lockport Rd, Niagara Falls, NY 14304

Lawrence Gilbert Stuart

Real Estate, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

770 Main St, Niagara Falls, NY 14301

Clifford Falk

Other, Government

Status: In Good Standing Licensed: 38 Years

CONTACT

445 Third Street, Niagara Falls, NY 14301

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Niagara County, NY Reorganization Lawyers, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Jon Louis Wilson

William H. Cummings

Morgan Lewis Jones

Anthony Angelo Dimillo

Edward Paul Perlman

David John Mansour

Patrick Michael Balkin

Kathleen Elizabeth Gaines

Lawrence Gilbert Stuart

Clifford Falk

TIPS

LEGAL TERMS

REDEMPTION

TRADE DRESS

SOLE PROPRIETORSHIP

INTEREST

GUARANTOR

LOSS DAMAGE WAIVER (LDW)

FORBEARANCE

DISCHARGEABLE DEBTS

BANKRUPTCY TRUSTEE

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