Oceana County, MI Reorganization Lawyers

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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John Sells Graettinger

Real Estate, Estate Planning, Workers' Compensation, Products Liability

Status: In Good Standing Licensed: 48 Years

CONTACT

Pentwater, MI 49449

Ryan Leo Good

Landlord-Tenant, Federal Appellate Practice, Trusts, Family Law, Divorce

Status: In Good Standing Licensed: 11 Years

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38 N Division St, Hesperia, MI 49421

Eric R. Fox

Trusts, Family Law, Divorce & Family Law, Elder Law, Contract

Status: In Good Standing

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111 S State St, Hart, MI 49420

John Sells Graettinger

Real Estate, Estate Planning, Workers' Compensation, Products Liability

Status: In Good Standing Licensed: 48 Years

CONTACT

Pentwater, MI 49449

John Graettinger

Real Estate, Estate Planning, Workers' Compensation, Products Liability

Status: In Good Standing Licensed: 48 Years

CONTACT

Pentwater, MI 49449

Julie A. Springstead

Employee Rights, Insurance, Personal Injury

Status: In Good Standing Licensed: 32 Years

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214 Washington St, Hart, MI 49420

Timothy J. Hayes

Criminal

Status: In Good Standing Licensed: 22 Years

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20 W 3Rd St, Shelby, MI 49455

Brian James Monton

Real Estate, Agriculture, Estate Planning, Family Law

Status: In Good Standing Licensed: 17 Years

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127 S State St, Hart, MI 49420

Douglas A. Springstead

Estate, Divorce & Family Law, Criminal, Business

Status: In Good Standing Licensed: 58 Years

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214 Washington St, Hart, MI 49420

James R. Prince

Real Estate, Estate Planning, Elder Law

Status: In Good Standing

CONTACT

127 S State St, Hart, MI 49420

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FCBA

See Fair Credit Billing Act.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

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Oceana County, MI Reorganization Lawyers

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

John Sells Graettinger

Ryan Leo Good

Eric R. Fox

John Sells Graettinger

John Graettinger

Julie A. Springstead

Timothy J. Hayes

Brian James Monton

Douglas A. Springstead

James R. Prince

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LEGAL TERMS

FORBEARANCE

INTEREST

FCBA

SETOFF

TRADE DRESS

PREFERENCE

BANKRUPTCY TRUSTEE

SECURED DEBT

NONEXEMPT PROPERTY

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