Ona Reorganization Lawyer, Florida

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Below are all Ona Bankruptcy & Debt lawyers.

William Galarza

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Divorce & Family Law, Criminal, Bankruptcy & Debt, Estate, Wills & Probate

Finishing his undergraduate degree at The State University of New York at Oswego, William Galarza went on to St. John’s University to earn his Juris... (more)

CONTACT

800-948-9760

6151 Lake Osprey Dr Ste 300, Sarasota, FL 34240

Gary R. Jodat

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Accident & Injury, Personal Injury, Family Law, Bankruptcy & Debt, Bankruptcy

Gary R. Jodat is the founding and managing attorney of Jodat Law Group, P.A. He received his Juris Doctorate Degree from Stetson University College of... (more)

FREE CONSULTATION

CONTACT

800-598-7031

2620 S. Tamiami Trail, Sarasota, FL 34239

Hildegund Pabst Wanders

Divorce & Family Law, Bankruptcy & Debt, Estate, Credit & Debt

CONTACT

813-417-1985

905 Centerbrook Drove, Brandon, FL 33511

Mark Andrew Nelson

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Credit & Debt, Litigation, Family Law, Construction

Mr. Nelson’s experience includes over thirty (30) years of practice in Circuit and County Courts in Florida. Mr. Nelson’s experience also includes... (more)

CONTACT

800-411-9740

2424 Manatee Ave W, Bradenton, FL 34205

Dawn Marie Bates-Buchanan

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Estate, Wills & Probate, Trusts, Estate Planning, Bankruptcy

Dawn Marie Bates-Buchanan, was raised in Venice Florida, where her Father was a Police Officer and where she graduated from local Vence High School. D... (more)

CONTACT

941-799-3015

1531 Tamiami Trl S, Venice, FL 34285

Chuck Michael Douglas

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Bankruptcy & Debt, Lawsuit & Dispute, Credit & Debt, Consumer Rights, Business

Don't file Bankruptcy!

Chuck Douglas is a practicing lawyer in the state of Georgia. He received his J.D. from Georgia State University. He currently works for his privately... (more)

FREE CONSULTATION

CONTACT

501-566-3139

100 S. Ashley Drive, Tampa, FL 33602

James W. Elliott

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Bankruptcy & Debt, Foreclosure, Collection, Credit & Debt, Reorganization

James Elliott is a native of Tampa, Florida. After graduating from Tampa Jesuit High School, he attended the University of Florida where he received a... (more)

FREE CONSULTATION

CONTACT

813-223-0000

500 East Kennedy Boulevard, Tampa, FL 33602

Robert Marc Geller

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Bankruptcy & Debt, Credit & Debt, Accident & Injury, Personal Injury, Divorce & Family Law

Practicing law for over 26 years. Have handled over 6000 consumer bankruptcy cases. Additionally have handled personal injury cases through out my car... (more)

CONTACT

813-305-7952

807 West Azeele Street, Tampa, FL 33606

Stephen Bernhardt

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Criminal, Bankruptcy & Debt, Accident & Injury, Real Estate, Business

Stephen Bernhardt has been an attorney since he was 25 years old. Now, nearly a decade later, Bernhardt has extensive trial experience in both crimin... (more)

CONTACT

800-913-4620

1228 East 7th Ave, Tampa, FL 33605

Octavio Gomez

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Bankruptcy & Debt, Consumer Protection, Accident & Injury

Octavio “Tav” Gomez is a managing partner at The Consumer Lawyers. Previously he served as the Head of the Consumer Protection Department of Morga... (more)

CONTACT

844-855-9000

3210 W Cypress St, Tampa, FL 33607

800-620-0900

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800-620-0900

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800-923-0641

Free Help: Use This Form or Call 800-943-8690

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800-943-8690

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Ona Reorganization Lawyer, Florida

SPONSORED LAWYERS

William Galarza

Gary R. Jodat

Hildegund Pabst Wanders

Mark Andrew Nelson

Dawn Marie Bates-Buchanan

Chuck Michael Douglas

James W. Elliott

Robert Marc Geller

Stephen Bernhardt

Octavio Gomez

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LEGAL TERMS

SECRET WARRANTY PROGRAM

FRAUDULENT TRANSFER

INTEREST

FRATERNAL BENEFIT SOCIETY BENEFITS

CURRENT MONTHLY INCOME

NO-FAULT INSURANCE

WORKOUT

FAIR CREDIT REPORTING ACT (FCRA)

GRACE PERIOD

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