Otsego County, MI Collection Lawyers, page 2

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Michael Thomas Cooper Klagstad

Juvenile Law, Landlord-Tenant, Litigation, Criminal, Insurance

Status: In Good Standing Licensed: 10 Years

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308 W Main St, Gaylord, MI 49735

Manda M. Breuker

Divorce & Family Law, Criminal, Children's Rights

Status: In Good Standing Licensed: 20 Years

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800 Livingston Blvd, Gaylord, MI 49735

Kyle T. Legel

Criminal, Divorce & Family Law, Social Security -- Disability

Status: In Good Standing Licensed: 25 Years

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Robert T. Westerman

Real Estate, Social Security, Estate, Workers' Compensation

Status: In Good Standing Licensed: 47 Years

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James F. Pagels

Commercial Real Estate, Real Estate, Litigation, Estate

Status: In Good Standing Licensed: 44 Years

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Gaylord, MI 49734

Elaine M. Hart

Social Security, Workers' Compensation, Employment, Personal Injury

Status: In Good Standing Licensed: 37 Years

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814 S Otsego Ave, Gaylord, MI 49735

Gary A. Kozma

Social Security, Workers' Compensation, Employment, Accident & Injury

Status: In Good Standing Licensed: 42 Years

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814 S Otsego Ave, Gaylord, MI 49735

Jeffrey F. Garfield

Accident & Injury, Car Accident

Status: In Good Standing Licensed: 10 Years

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219 N Indiana Ave, Gaylord, MI 49735

Jerome M. P Kole

Government

Status: In Good Standing Licensed: 34 Years

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Gaylord, MI 49734

Eugene H. Petruska

Litigation, Lawsuit & Dispute, Workers' Compensation, Accident & Injury

Status: In Good Standing Licensed: 46 Years

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814 S Otsego Ave, Gaylord, MI 49735

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

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Otsego County, MI Collection Lawyers, page 2

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Michael Thomas Cooper Klagstad

Manda M. Breuker

Kyle T. Legel

Robert T. Westerman

James F. Pagels

Elaine M. Hart

Gary A. Kozma

Jeffrey F. Garfield

Jerome M. P Kole

Eugene H. Petruska

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

PRIORITY DEBT

BANKRUPTCY

LIMITED PARTNERSHIP

MEETING OF CREDITORS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

TOXIC TORT

SECURED DEBT

DEBT COLLECTOR

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