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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Robert W. Riley

Bankruptcy, Family Law, Medical Malpractice, Personal Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

9400 Williamsburg Plaza, Louisville, KY 40222

Leeann Thornhill

Foreclosure, Garnishment, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

Wasson & Thornill, PLLC, Louisville, KY 40220

Richard A. Schwartz

Workout, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

3339 Taylorsville Road, Louisville, KY 40205

Michael Wayne McClain

Immigration, Bankruptcy, Bankruptcy & Debt, Medical Malpractice

Status: In Good Standing

CONTACT

9301 Dayflower Street, Prospect, KY 40059

Michael Wayne Mcclain

Immigration, Wrongful Termination, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

9301 Dayflower Street, Prospect, KY 40059

Wendell Lloyd Jones

Bankruptcy, Litigation, Construction Contracts

Status: In Good Standing

CONTACT

9418 Norton Commons Blvd, Prospect, KY 40059

Eleanor C Nicoulin

Bankruptcy

Status: In Good Standing

CONTACT

9462 Brownsboro Rd, Louisville, KY 40241

Fredric E. Roth

International, Business & Trade, Consumer Bankruptcy, Litigation

Status: In Good Standing Licensed: 41 Years

CONTACT

13551 Triton Boulevard, Louisville, KY 40223

Jasmine Leigh Hardin

Corporate, Bankruptcy

Status: In Good Standing

CONTACT

2500 Eastpoint Pkwy, Louisville, KY 40223

Katherine S Lloyd

Commercial Bankruptcy, Contract

Status: In Good Standing

CONTACT

11405 Park Rd, Louisville, KY 40223

800-923-0641

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LEGAL TERMS

FCBA

See Fair Credit Billing Act.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

COLLATERAL

Property that guarantees payment of a secured debt.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SAMPLE LEGAL CASES

MPM Financial Group, Inc. v. Morton

... This case is before this Court on a grant of discretionary review to determine whether KRS 427.170, which incorporates by reference the federal bankruptcy exemptions of 11 USC Â§ 522(d), applies only to debtors in bankruptcy proceedings, or whether it renders those ...

Wilson v. Paine

... Opinion of the Court by Justice CUNNINGHAM. Pursuant to CR 76.37(1), this Court granted the certification request of the United States Bankruptcy Court for the 286 Western District of Kentucky to answer the following question of Kentucky law: ...

Kentucky Bar Ass'n v. Leadingham

... Allen Walker. Michael and Leigh Ann Perdue. 12. Michael and Leigh Ann Perdue hired the Respondent to represent their interests in a bankruptcy action in June, 2003. The Respondent quoted a fee of $800 for the case. On or ...

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Pendleton Bankruptcy Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Robert W. Riley

Leeann Thornhill

Richard A. Schwartz

Michael Wayne McClain

Michael Wayne Mcclain

Wendell Lloyd Jones

Eleanor C Nicoulin

Fredric E. Roth

Jasmine Leigh Hardin

Katherine S Lloyd

TIPS

LEGAL TERMS

FCBA

NUISANCE FEES

DOING BUSINESS AS (DBA)

BULK SALES LAW

SECRET WARRANTY PROGRAM

COLLATERAL

ACCORD AND SATISFACTION

MEANS TEST

CREDIT BUREAU

SAMPLE LEGAL CASES

MPM Financial Group, Inc. v. Morton

Wilson v. Paine

Kentucky Bar Ass'n v. Leadingham

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