Perdido Credit & Debt Lawyer, Alabama


Cody Shea Poe Lawyer

Cody Shea Poe

VERIFIED
Criminal, Personal Injury, Car Accident, Credit & Debt, Insurance

Cody Poe helps people reclaim their voices and protect their rights, providing consumer debt defense, criminal defense, and insurance litigation.

Carson Irvine Nicolson

Farms, Family Law, Divorce, Credit & Debt
Status:  In Good Standing           

Benjamin Harte Harris (Ben)

Litigation, Credit & Debt
Status:  In Good Standing           Licensed:  35 Years

Benjamin Harte Harris

Real Estate, Litigation, Credit & Debt, Bankruptcy & Debt
Status:  In Good Standing           

Lacey Daughdrill Smith

Foreclosure, Corporate, Banking & Finance, Credit & Debt
Status:  In Good Standing           Licensed:  17 Years

Harry Vincent Satterwhite

Workers' Compensation, Contract, Credit & Debt, Personal Injury
Status:  In Good Standing           Licensed:  30 Years

Elizabeth Citrin

Traffic, Credit & Debt, Military, Environmental Law
Status:  In Good Standing           Licensed:  22 Years

Earl Price Underwood

Consumer Rights, Accident & Injury, Constitutional Law, Credit & Debt, Mass Torts
Status:  In Good Standing           Licensed:  38 Years

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CONTACT

Larson Dewitt Edge

Government, Credit & Debt, Bankruptcy & Debt
Status:  In Good Standing           

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Free Help: Use This Form or Call 800-943-8690

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)
The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FCRA

See Fair Credit Reporting Act.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)
A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)
A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)
The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SAMPLE LEGAL CASES

Woods v. SunTrust Bank

... In November 2005, SunTrust withdrew $1,899 from the Gilchrists' checking account to offset part of the delinquent equity-line-of-credit debt. ... In the spring of 2005, SunTrust began collection efforts on the delinquent equity-line-of-credit debt. ...

FEDERAL CREDIT, INC. v. Fuller

... "Greg Fuller alleges that a letter being sent to him via his employer seeking repayment of a debt defamed him. Although indebtedness may be defamatory, the fact that he owed Federal Credit... was absolutely true. Truth is an absolute defense to defamation. ...

Hunt v. FEDERATED FINANCIAL CORPORATION OF AMERICA

... Procedural History. On June 28, 2009, FFCA, which had allegedly been assigned a credit-card debt owed by Hunt, filed a complaint alleging that Hunt owed $19,796.57 plus accrued interest on that credit-card account and seeking a judgment in that amount against Hunt. ...