Perquimans County, NC Credit & Debt Lawyers

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Rachel S. Gunther

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Estate, Business, Divorce & Family Law

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252-426-2006

147 N. Church Street, Hertford, NC 27944

Jeffrey Moreland

Motor Vehicle, Estate, Divorce & Family Law, Criminal

Status: In Good Standing

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109 North Church St, Hertford, NC 27944

Janice R. Mckenzie

Traffic, Immigration, Family Law, Criminal

Status: In Good Standing Licensed: 45 Years

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1072 Harvey Point Rd, Hertford, NC 27944

Janice Mckenzie Cole

Traffic, Child Support, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 41 Years

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Hertford, NC 27944

J. Carlton Cole

Merger & Acquisition, Corporate

Status: In Good Standing Licensed: 37 Years

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Hertford, NC 27944

Thomas Kyle Jones

General Practice

Status: In Good Standing Licensed: 12 Years

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Frank Thomas Katz

Trusts, State Government, Criminal

Status: In Good Standing Licensed: 30 Years

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293 Yeates Ln, Hertford, NC 27944

Janice Mckenzie Cole

Lawsuit & Dispute, Divorce & Family Law, Criminal, Accident & Injury

Status: In Good Standing Licensed: 41 Years

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Hertford, NC 27944

Jeffrey W Winslow

Criminal, Traffic

Status: In Good Standing

CONTACT

144 N Church St, Hertford, NC 27944

Melanie M. James

Other, Lawsuit & Dispute, Employment

Status: Inactive Licensed: 38 Years

CONTACT

204 N Front St, Hertford, NC 27944

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CCCS

See Consumer Credit Counseling Service.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

SAMPLE LEGAL CASES

Stovall v. Stovall

... III. Credit for Debt. ... Both plaintiff and defendant assign error to the trial court's findings and conclusions which gave defendant a "credit" for debt payments of $160,000.00 toward the New Madison debts after the date of separation. ...

Commercial Credit Group, Inc. v. Barber

... Acting on behalf of Creditor, Commercial Credit Group's Senior Vice President, Mr. Mattocks, offered an opening bid of $100,000. ... After the auction, Creditor deducted the $100,000 net sale proceeds from Debtor's outstanding debt and found that Debtor's total outstanding ...

Citibank (South Dakota), NA v. Bowen

... WS Bowen, defendant-appellant, pro se. HUNTER, Judge. Citibank, South Dakota, NA ("plaintiff") filed an action in the District Court of Harnett County on 13 March 2007 to recover an outstanding credit card debt from WS Bowen ("defendant") in the amount of $18,716.17. ...

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Perquimans County, NC Credit & Debt Lawyers

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Rachel S. Gunther

Jeffrey Moreland

Janice R. Mckenzie

Janice Mckenzie Cole

J. Carlton Cole

Thomas Kyle Jones

Frank Thomas Katz

Janice Mckenzie Cole

Jeffrey W Winslow

Melanie M. James

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LEGAL TERMS

FCRA

DOING BUSINESS AS (DBA)

TRADE DRESS

CREDIT REPORT

FAIR CREDIT BILLING ACT (FCBA)

CCCS

NONEXEMPT PROPERTY

CHAPTER 7 BANKRUPTCY

NONDISCHARGEABLE DEBTS

SAMPLE LEGAL CASES

Stovall v. Stovall

Commercial Credit Group, Inc. v. Barber

Citibank (South Dakota), NA v. Bowen

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