Perry Park Collection Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Natalie L. Kaelin

Administrative Law, Corporate, Collection, Construction

Status: In Good Standing

FREE CONSULTATION

CONTACT

11414 Main Street, Louisville, KY 40243

Michael W. McClain

Business Organization, Products Liability, Collection, Banking & Finance

Status: In Good Standing

FREE CONSULTATION

CONTACT

9720 Park Plaza Avenue, Louisville, KY 40241

LaShea Borden

Collection, Consumer Bankruptcy, Credit & Debt, Estate Administration

Status: In Good Standing

CONTACT

1717 Alliant Avenue, Louisville, KY 40299

Emily H. Cowles

Corporate, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing

CONTACT

133 West Short Street, Lexington, KY 40507

David Clifton Travis

Corporate, Personal Injury, Collection, Estate Planning

Status: In Good Standing

CONTACT

11507 Main Street, Louisville, KY 40243

Charles F. Merz

Construction, Corporate, Administrative Law, Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

2817 Murray Hill Pike, Louisville, KY 40242

John Saoirse Friend

Commercial Real Estate, Labor Law, Civil Rights, Collection

Status: In Good Standing

CONTACT

6520 Glenridge Park Place, Louisville, KY 40222

Micah Gale Guilfoil

Criminal, Family Law, Dispute Resolution, Collection

Status: In Good Standing

CONTACT

173 Sears Avenue, Louisville, KY 40207

Paul R. Markgraf

Wills & Probate, Estate, Corporate, Collection

Status: In Good Standing

CONTACT

Ft Mitchell, KY 41017

J. Eric Rottinghaus

Civil Rights, Insurance, Business, Collection, Medical Malpractice

Status: In Good Standing

CONTACT

25 Town Center Boulevard, Ft Mitchell, KY 41017

800-923-0641

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

Perry Park Collection Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Natalie L. Kaelin

Michael W. McClain

LaShea Borden

Emily H. Cowles

David Clifton Travis

Charles F. Merz

John Saoirse Friend

Micah Gale Guilfoil

Paul R. Markgraf

J. Eric Rottinghaus

TIPS

LEGAL TERMS

DISCHARGE (OF DEBTS)

TRUTH IN LENDING ACT (TILA)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

IRS EXPENSES

CURRENT MONTHLY INCOME

LIMITED LIABILITY

WINDING UP

CREDIT COUNSELING

CREDITOR

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