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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Stephen H. Naegele

Bankruptcy, Criminal

Status: Inactive Licensed: 53 Years

CONTACT

314 Newman St, East Tawas, MI 48730

Kimberly A. Kramer

Foreclosure, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

916 Washington Ave, Bay City, MI 48708

James J. Hayes

Accident & Injury, Bankruptcy, Employment, Estate

Status: In Good Standing Licensed: 43 Years

CONTACT

916 Washington Ave, Bay City, MI 48707

Henry Sefcovic

Foreclosure, International Tax, Collection, Bankruptcy

Status: In Good Standing

CONTACT

306 Fifth Street, Bay City, MI 48708

Adam C. Reddick

Civil Rights, Administrative Law, Bankruptcy, Wrongful Death

Status: In Good Standing Licensed: 16 Years

CONTACT

3906 N Euclid Ave, Bay City, MI 48706

Randall L. Frank

Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

916 Washington Ave, Bay City, MI 48707

Corey David Grandmaison

Real Estate, Estate, Civil & Human Rights, Business, Consumer Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

4641 David Ct, Bay City, MI 48706

Daniel C. Himmelspach

Consumer Rights, Business, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

Saginaw, MI 48603

Robert P. Denton

Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

3105 Cabaret Trl South, Saginaw, MI 48603

Matthew E. Gronda

Bankruptcy, Foreclosure, Traffic, Business

Status: In Good Standing

CONTACT

820 North Michigan Avenue, Saginaw, MI 48602

800-923-0641

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LEGAL TERMS

FCBA

See Fair Credit Billing Act.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Pigeon Bankruptcy Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Stephen H. Naegele

Kimberly A. Kramer

James J. Hayes

Henry Sefcovic

Adam C. Reddick

Randall L. Frank

Corey David Grandmaison

Daniel C. Himmelspach

Robert P. Denton

Matthew E. Gronda

TIPS

LEGAL TERMS

FCBA

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GARNISHMENT

WINDING UP

FAIR CREDIT REPORTING ACT (FCRA)

BANKRUPTCY TRUSTEE

NONEXEMPT PROPERTY

FAIR CREDIT BILLING ACT (FCBA)

COLLECTION AGENCY

SAMPLE LEGAL CASES

RDM Holdings, Ltd. v. Continental Plastics Co.

Gulf Underwriters Ins. Co. v. McCLAIN INDUSTRIES, INC.

MICHIGAN COMMERCE BANK v. PALMS INVESTMENTS, LLC

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