Houston bankruptcy attorney Vicky Fealy, is board certified in Consumer Bankruptcy Law by the Texas Board of Legal Specialization. She has for more than 20 years provided compassionate and skilled bankruptcy legal representation for thousands of Houston consumers and businesses regarding bankruptcy law issues such as Chapter 7 bankruptcy, Chapter 13 bankruptcy, Chapter 11 bankruptcy, Credit card debt, IRS Problems, Repossessions, Judgments, or Foreclosures. Don't allow your financial problems to threaten your business, health, marriage, retirement savings or employment stability. Timing is often critical and you really need to seek advice early - before you have no options.