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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Steven E. Ostrow

Foreclosure, Corporate, Credit & Debt, Bankruptcy, Real Estate

Status: Licensed: 37 Years

CONTACT

7 Times Square, New York, NY 10036

Richard Allan Graham

International Other, Contract, Credit & Debt, Bankruptcy

Status: Licensed: 25 Years

CONTACT

1221 Avenue Of The Americas, New York, NY 10020

Peter Janovsky

Litigation, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 37 Years

CONTACT

1211 Avenue Of The Americas, New York, NY 10036

Andrew Wyatt Pollack

Trusts, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 10 Years

CONTACT

1177 Avenue Of The Americas, New York, NY 10036

Matthew Daniel Matatof

Corporate, Credit & Debt, Personal Injury, Trusts, Contract

Status: Licensed: 16 Years

CONTACT

106 W 32Nd St, New York, NY 10001

Peter Mathew Agulnick

Construction, State Appellate Practice, Insurance, Credit & Debt

Status:

CONTACT

1120 Northern Blvd, Manhasset, NY 11030

Cheryl R David

Immigration, Credit & Debt

Status:

CONTACT

299 Broadway, New York, NY 10007

Alem N. Sendaba

Dispute Resolution, Constitutional Law, Administrative Law, Credit & Debt

Status: Licensed: 10 Years

CONTACT

6 Saint Johns Ln, New York, NY 10013

Burc Ozcelik

International, Corporate, Credit & Debt

Status: Licensed: 10 Years

CONTACT

1290 Avenue Of The Americas, New York, NY 10104

Megan Mackenzie Wasson

Trusts, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 8 Years

CONTACT

1177 Avenue Of The Americas, New York, NY 10036

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

... Such a system is not tolerable in regard to credit card and other consumer credit debt cases where items such as the interest rate, late payment charge, and over-the-limit fees may change several times over the course of the consumer credit agreement. ...

Grasso v. Grasso

... 765 The husband also correctly contends that the Supreme Court improvidently exercised its discretion by, in effect, holding him responsible for 100% of the credit card obligations that constitute the parties' marital debt as well as all the marital debt that was solely in the wife's ...

PRA III LLC v. Gonzalez

... agreement to extend credit to the defendant, the issuance of credit cards at the defendant's address, his use of credit cards, his ... Moreover, the plaintiff submitted no evidence demonstrating the defendant's intention to pay the alleged debt (see General Obligations Law Â§ 17-101 ...

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Queens Credit & Debt Lawyer, New York, page 4

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Steven E. Ostrow

Richard Allan Graham

Peter Janovsky

Andrew Wyatt Pollack

Matthew Daniel Matatof

Peter Mathew Agulnick

Cheryl R David

Alem N. Sendaba

Burc Ozcelik

Megan Mackenzie Wasson

TIPS

LEGAL TERMS

PRESUMED ABUSE

FAIR CREDIT BILLING ACT (FCBA)

CYBERSQUATTING

SECRET WARRANTY PROGRAM

CREDITOR

HOUSEHOLDER

INFRINGEMENT (OF TRADEMARK)

UNSECURED DEBT

GUARANTOR

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

Grasso v. Grasso

PRA III LLC v. Gonzalez

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