Rolling Fields Workout Lawyer, Kentucky, page 2

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Charles E Ricketts

Dispute Resolution, Criminal, Bankruptcy, Personal Injury, Mass Torts

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CONTACT

4055 Shelbyville Rd, Louisville, KY 40207

Lauren Rose Givhan

Administrative Law, Credit & Debt, Civil Rights, State Government

Status: Licensed: 10 Years

CONTACT

4180 Lyndon Way, Louisville, KY 40207

Allison Elkins Cooper

General Practice

Status: Licensed: 10 Years

CONTACT

314 Marshall Drive, Louisville, KY 40207

Wendy Leigh Groce-Smith

Immigration, Bankruptcy, Bankruptcy & Debt, Medical Malpractice

Status:

CONTACT

6008 Brownsboro Park Boulevard, Louisville, KY 40207

Jeffrey Kyle McClain

Immigration, Criminal, Bankruptcy, Medical Malpractice

Status:

CONTACT

6008 Brownsboro Park Blvd, Louisville, KY 40207

Robert William DeWees

Real Estate, Immigration, Bankruptcy, Medical Malpractice

Status:

CONTACT

6008 Brownsboro Park Blvd, Louisville, KY 40207

Richard John Schwartz

Bankruptcy & Debt, Bankruptcy

Status: Licensed: 50 Years

CONTACT

3339 Taylorsville Road, Louisville, KY 40205

Nancy Barrett Loucks

Lawsuit & Dispute, Employee Rights, Civil Rights, Bankruptcy

Status:

CONTACT

306 Sage Rd, Louisville, KY 40207

Sarah Jane Gray

Trusts, Estate, Employee Rights, Bankruptcy

Status:

CONTACT

6009 Brownsboro Park Blvd, Louisville, KY 40207

L Tyler Spies

Bankruptcy & Debt, Credit & Debt, Bankruptcy

Status:

CONTACT

2701 Lindsay Ave, Louisville, KY 40206

800-814-6700

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Rolling Fields Workout Lawyer, Kentucky, page 2

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Charles E Ricketts

Lauren Rose Givhan

Allison Elkins Cooper

Wendy Leigh Groce-Smith

Jeffrey Kyle McClain

Robert William DeWees

Richard John Schwartz

Nancy Barrett Loucks

Sarah Jane Gray

L Tyler Spies

TIPS

LEGAL TERMS

CCCS

ABUSE

LOSS DAMAGE WAIVER (LDW)

REDEMPTION

LIMITED LIABILITY

FORBEARANCE

SOLE PROPRIETORSHIP

IRS EXPENSES

NUISANCE FEES

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