Saginaw Reorganization Lawyer, Michigan

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Not enough matches for Saginaw Reorganization lawyer.
Below are all Saginaw Bankruptcy & Debt lawyers.

David J. Fisher

Agriculture, Corporate, Business Organization, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

200 Saint Andrews Rd, Saginaw, MI 48638

Thomas W. Mcdonald

Bankruptcy

Status: In Good Standing Licensed: 40 Years

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3144 Davenport Ave, Saginaw, MI 48602

Joshua M. Reinert

Education, Litigation, Social Security, Bankruptcy

Status: In Good Standing Licensed: 18 Years

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3434 Davenport Ave, Saginaw, MI 48602

Colin Matthew Dill

Estate Planning, Divorce & Family Law, Elder Law, Consumer Bankruptcy

Status: In Good Standing Licensed: 14 Years

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4855 State St, Saginaw, MI 48603

Matthew E. Gronda

Bankruptcy, Foreclosure, Traffic, Business

Status: In Good Standing

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820 North Michigan Avenue, Saginaw, MI 48602

Michael C. Weiss

Medicare & Medicaid, Family Law, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 44 Years

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6420 Normandy Dr, Saginaw, MI 48638

Daniel C. Himmelspach

Consumer Rights, Business, Consumer Bankruptcy

Status: In Good Standing Licensed: 41 Years

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6420 Normandy Dr, Saginaw, MI 48638

Andrew Jay Tierman

Public Schools, Consumer Rights, Elder Law, Consumer Bankruptcy

Status: In Good Standing Licensed: 48 Years

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7400 Bay Rd, University Center, MI 48710

Alfred T. Frank

Litigation, Criminal, Business, Consumer Bankruptcy

Status: In Good Standing Licensed: 29 Years

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111 S Michigan Ave, Saginaw, MI 48602

Randall M. Jurrens

Collection, Litigation, Business, Criminal

Status: In Good Standing Licensed: 44 Years

CONTACT

111 S Michigan Ave, Saginaw, MI 48602

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Saginaw Reorganization Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

David J. Fisher

Thomas W. Mcdonald

Joshua M. Reinert

Colin Matthew Dill

Matthew E. Gronda

Michael C. Weiss

Daniel C. Himmelspach

Andrew Jay Tierman

Alfred T. Frank

Randall M. Jurrens

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT COUNSELING

ACCORD AND SATISFACTION

NUISANCE FEES

GUARANTOR

LIEN

BANKRUPTCY

DISPOSABLE INCOME

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