Scott Air Force Base Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Brian David Flynn

Collection, Personal Injury, Family Law, Criminal, Commercial Real Estate

Status: In Good Standing Licensed: 14 Years

CONTACT

300 W Main St, Belleville, IL 62220

Daniel Hayes

Real Estate, Municipal, Environmental Law, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

3540 N Belt W, Belleville, IL 62226

Myron A. Hanna

Civil Rights, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

530 Fullerton Rd, Belleville, IL 62222

Deborah Jean Volmert

Lawsuit & Dispute, Government, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

530 Fullerton Rd, Belleville, IL 62222

Deborah Volmert

Lawsuit & Dispute, Government, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

530 Fullerton Rd, Belleville, IL 62222

Myron Hanna

Civil Rights, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

530 Fullerton Rd, Belleville, IL 62222

Kara Leigh Lechien

Family Law, Divorce, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

120 W Main St, Belleville, IL 62220

Kara Lechien

Family Law, Divorce, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

120 W Main St, Belleville, IL 62220

Tiffany Marie Cornejo

Landlord-Tenant, Bankruptcy, Traffic, Collection

Status: In Good Standing Licensed: 17 Years

CONTACT

24 Bronze Pointe, Belleville, IL 62226

Thea Felice Rubin

Collection, Banking & Finance

Status: In Good Standing Licensed: 32 Years

CONTACT

2011 Mall, Collinsville, IL 62234

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

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Scott Air Force Base Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Brian David Flynn

Daniel Hayes

Myron A. Hanna

Deborah Jean Volmert

Deborah Volmert

Myron Hanna

Kara Leigh Lechien

Kara Lechien

Tiffany Marie Cornejo

Thea Felice Rubin

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

BULK SALES LAW

SOLE PROPRIETORSHIP

GENERAL PARTNER

ADMINISTRATIVE EXPENSES

HOUSEHOLDER

LOSS DAMAGE WAIVER (LDW)

ABUSE

SECURED DEBT

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