Bankruptcy & Debt

D. Randall Ensminger been practicing civil and criminal law for over 35 years and found that our clients truly appreciate the time and effort we put into every aspect of their legal needs. We're here to help you succeed and that's something we don't take lightly. At Ensminger Law Offices, we are here to listen to your needs and help you accomplish your goals in any way we can. We know that navigating legal and real estate issues can be overwhelming and tough on your wallet and we've got a number of different options that you and/or your family can review to keep costs as low as possible. General civil and criminal trial practice with emphasis on real estate, plaintiff's personal injury and/wrongful death, probate and bankruptcy law.

Noha Gabra is admitted to the State Bar of California. She is admitted to practice law in the Supreme Court of California, all Federal Courts of Appeals for the Ninth Circuit, and all Federal Courts in the Southern, Central, Northern, and Eastern Districts of California. Ms. Gabra is a highly skilled attorney with over 10 years experience in the fields of consumer rights, bankruptcy, contracts law, lender laws, FDCPA & Rosenthal violations. She strives to represent her all clients effectively and has experience working in large firms with an intense case load. Noha is absolutely dedicated to providing the highest quality of services while making every experience personalized for her clients.

Jeffrey Costell is a practicing attorney in the state of California. He graduated from Georgetown University with his J.D. in 1980. He currently works for Costell & Cornelius, Law Corporation specializing in real estate law.

Florida Tax Attorney, CPA, and Former FBI Agent with over 40 years of experience. We solve state and federal tax problems here in Florida & nationwide. When you have a tax matter pending with the IRS or the state Department of Revenue, you need legal representation from an attorney who is knowledgeable and experienced in your particular legal issue. Ronald Cutler is a licensed attorney, Certified Public Accountant, and former Special Agent for the FBI who has been handling state and federal tax matters for over 40 years. Whatever issue you are dealing with, chances are that Ronald Cutler has dealt with it before and knows how to help you achieve a successful resolution of your tax problem. Contact our Florida tax attorneys today, we have offices in Daytona, Winter Park, Miami, Pine Crest, Jacksonville, Pembroke Pines & Plant City, we can help you. -Tax Problems --Bank Levies --Currently Not Collectible Status --Liens --Unfiled Taxes --Wage Garnishments -Florida Sales Tax Protests and Appeals -Installment Agreements -Offers in Compromise -Payroll Tax Matters -Tax Return Preparation -U.S. Tax Court Appearances Personal service from a qualified tax & IRS attorney who offers real, practical help The IRS has many tools at its disposal when it believes you owe taxes, including garnishing your wages, levying your bank accounts, and placing liens on your valuable property. If you have an issue regarding a disputed or unfiled tax return, sales tax protest, payroll tax matter or any other tax problem, our office can help. At Ronald Cutler, P.A., our clients receive personalized service throughout the course of their representation. When you call Ronald Cutler, P.A., you talk to someone who is personally involved in your case and is knowledgeable about the issues you are dealing with. Our Florida IRS attorneys work diligently to solve your problem and obtain a successful result. Call today for immediate assistance with Florida IRS or state tax problems A tax issue is not a legal matter you want to put off. Tax problems have a way of compounding themselves; penalties and interest can accumulate over time, and the possibility of bank levies, wage garnishments, etc. grows exponentially. At Ronald Cutler, P.A., we are here to meet with you when you need us seven days a week, offering weekend appointments for those who are working during the week and cannot break away for a meeting with their attorney. Call 386-788-4480 for a free consultation regarding your tax matter, and get started getting the help you need for an effective resolution, let our Florida tax attorneys assist you.

Attorney Bruce S. Rosenwater was born in Cleveland, Ohio. He is a veteran attorney, having assisted Floridians for more than 30 years. Bruce founded and developed his law firm as a law firm for life. He developed the firm’s practice areas to span most, if not all of an individual’s and a family’s lifetime legal needs. He has distinguished his practice by willingly being a family’s lawyer and counselor throughout the various stages and circumstance of their lives, from owning a first home to unfortunately unavoidable disputes, business and real estate legal needs and even injury, probate and guardianship law. Bruce has surrounded himself with a handpicked team of professionals who share his work ethic and beliefs that the reality of a personal lawyer or retained lawyer should not be reserved for the wealthy and a select few corporate clients. Bruce S. Rosenwater practices in the areas of civil litigation, family law, bankruptcy, foreclosure defense, real estate, personal injury and probate and guardianship law. Bruce S. Rosenwater is a long-standing member of the South Florida community. He has dedicated countless hours both personally and professionally to assisting clients of his law firm and under resourced members of his extended community. He is a devoted husband and father. The Rosenwater family resides full time in Palm Beach County, Florida.

With over 25 years of experience, attorney Diane Gonzalez has provided numerous clients effective and reliable legal counsel on a wide range of legal topics. She is highly regarded and well known for offering sound, expert legal advice on family, bankruptcy, and criminal cases. Diane Gonzalez’s law office is located in Estero, FL, and provides legal help to clients in Fort Myers, Bonita Springs, Naples, Cape Coral, Port Charlotte, and all areas in Lee County, Florida.

I've been practicing law for 40 years and have found that our clients truly appreciate the time and effort we put into every aspect of the legal matters entrusted to us. We're here to help you solve your legal problems and that's something we don't take lightly. At Cotner Law Offices we are here to listen to your needs and zealously help you accomplish your goals in any way we can within the bounds of the law. We know that legal representation can be tough on your wallet, and we've got a number of different options that you can review to keep costs as low as possible, including telephone consultations.

When you've been arrested and facing criminal charges, there can be serious consequences for you and your family. Don't face your criminal charges alone - the committed attorneys at Heyboer Law have your back. We'll aggressively fight for you to get your life back. If you've been arrested for DUI or falsely accused of a sex crime, work with an attorney who'll work hard to fight for your rights and freedom. Our law practice areas include civil, bankruptcy, family law, and personal injury. Call us today to schedule an appointment.

Sarah Thacker is a practicing lawyer in the state of North Carolina handling Bankruptcy and Tax matters.

Karl joined the Firm in 2004. He has published articles and has given numerous ICLE lectures in his short tenure. His areas of expertise include Creditor/Debtor's Rights, Bankruptcy, Guardianships, Foreclosure Law, Civil Litigation, Real Estate/Real Property and out of court workouts. He has extensive experience handling all aspects of debtor/creditor's rights, both in the New Jersey State and Federal Courts. In addition to prosecuting foreclosure cases for both private as well institutional lenders, he has also handled many contested foreclosures for Debtors, which often results in loan modifications and/or forbearance agreements and Deeds in Lieu of foreclosure. Mr. Norgaard effectively and efficiently resolves disputes between the parties with a common sense approach of analyzing the client's legal exposure and rights while always seeking to find an amicable resolution as soon as possible in an effort to curtail needless litigation.