Credit & Debt

Winterbotham Parham Teeple, a PC has over 40 years experience working in Bankruptcy law and will work for you to obtain the best results available. Our law firm's knowledge of current law and skillful techniques are your keys to successful debt relief, relief your creditors must accept and the courts will approve. We provide representation for debtor's whose primary residence is located in Los Angeles, Orange, Riverside & San Bernardino counties of California.

Our team of seasoned attorneys have a profound understanding of the consumer credit industry. With over 30 years of combined experience, we've cultivated a staff of skilled analytical, investigative, and credit repair experts to complement our services. With our extensive knowledge, strategic guidance, and assertive approach to credit matters, you’ll witness firsthand our unwavering commitment to revitalizing your creditworthiness. Throughout the years we have successfully assisted countless individuals in resolving credit disputes, addressing debt collection issues, and ensuring fair and accurate credit reporting. We stay up-to-date with the latest developments in credit regulations to provide you with the most effective guidance and representation.

Andrei Armas is a founding partner of Armas & Joseph. Mr. Armas specializes in consumer protection, including banking, credit, debt collection, and deceptive business practices. Over the last 10 years, Mr. Armas has successfully litigated and fought for consumers' rights involving identity theft, unauthorized transactions, debt collection and credit reporting. Mr. Armas has also successfully represented consumers with misrepresented services and goods, including through class action litigation.

For more than three decades, the bankruptcy attorneys at Rothschild & Ausbrooks, PLLC, in Nashville, Tennessee, have been devoted to helping individuals find relief from overwhelming debt. If you are facing significant financial challenges, you are not alone. Many people face debt due to job loss, medical bills, divorce and other unfortunate events. Sometimes, overspending can play a role, resulting in unpaid credit card bills and overextended mortgages. Whatever your reason for considering bankruptcy, Rothschild & Ausbrooks, PLLC, can help. We will provide the experienced guidance on bankruptcy and debt relief that you need to regain control of your financial situation. We understand that you are worried about the future and are probably skeptical about how bankruptcy can help you find a stronger financial footing. We will take the time to explore all of your options with you and explain all of the potential effects of bankruptcy so that you can be confident in whatever decision you make. Partners Edgar Rothschild and Mary Beth Ausbrooks are board-certified specialists in bankruptcy law with extensive experience devoted specifically to helping people overcome debt. This experience ensures that you receive thorough and knowledgeable representation in a complex area of law. Our law firm encourages communication. We respond to calls and e-mails promptly. This is your case, and you will be involved every step of the way.

William Campbell began his working career by serving in the United States Army as an infantryman in the 101st Airborne Division. After serving and honorably discharged, William utilized the G.I. Bill and graduated Cum Laude from California State University Fullerton. After graduating with a B.A., William attended Southwestern Law School, passed the California State Bar Exam, and started down the road of practicing law. William is a member of the California and Tennessee State Bar. William is also admitted to practice in the United States District Courts for the Central, Southern, Eastern and Northern Districts of California. William started his legal career practicing criminal law at both the Fresno County Public Defenders office and ultimately in the Fresno County District Attorney’s Office prosecuting both low level misdemeanors such as Driving Under the Influence cases (DUI’s) all the way up to Three Strike Felony Cases. William entered the Civil Law arena in 2009 focusing on the Federal Fair Debt Collections practices Act and The California Rosenthal Act protecting debtors from debt collectors engaging in illegal collection practices. To this day William is asserting the rights of debtors against creditors and debt collectors whether the debt is being alleged in a lawsuit or is already reduced to judgment. William represents clients in both complex criminal and civil litigation matters and enjoys the courtroom and especially enjoys presenting cases to juries. In 2016 William Campbell became an adjunct professor at Trinity Law School.

Todd Cushner is the owner of Todd Cushner & Associates, P.C. which is located in White Plains, New York. Todd Cushner & Associates, P.C. is a multidisciplinary finance, business, and criminal law firm seeking to provide clients with the best representation available. Prior to entering private practice, Mr. Cushner was a managing partner of North Shore Advisory Inc., a financial services firm engaged in helping individuals resolve various credit and debt related issues. Mr. Cushner has also been directly involved in the Real Estate industry for over 25 years. His focus has been directed in the areas of cooperative conversions, new residential development in Queens and Brooklyn as well as numerous corporate commercial office re-locations on Long Island for large corporate entities such as the Diebold Corporation, Z&F Capital, and World Wide Express. Many of these projects required the ability to procure difficult sources of funding for which he was instrumental. Additionally, while engaged in the broadcast news industry Mr. Cushner was twice Emmy nominated and was the winner of the coveted Folio award. Mr. Cushner also received the New York State Broadcasters Association Recognition Award for best spot news journalism. Mr. Cushner is the author of The Credit Solutions Resource Kit, a self help guide for individuals and families in economic distress. He is a member of the New York State Bar Association, The Westchester County Bar Association as well as the American Bar Association, Business Law Division and Trust & Estates Division and is admitted in both New York and New Jersey. Mr. Cushner is a long term member of the National Association of Consumer Bankruptcy Attorneys.

Free phone consultation call now Personal Injury and Bankruptcy divorce, deeds, wills, adoptions criminal law, disability law Don’t let your family suffer with too much debt! Join the people who know the benefits of bankruptcy Need more available income? Need less bills to pay! Call 1-877-629-3453 Meet me as I deem needed in areas like Charleston, Huntington, Logan, Williamson, and Pikeville and other places close to you to process your bankruptcy! Same day filings availableat main location. www.bankruptcylawoffice.com * “ I am A Debt Relief Agency ” So Help filing Bankruptcy is just a phone call away! “We help people file for bankruptcy relief under the Bankruptcy Code.” 11 USC §528(a)(4). Get all you Deserve! Asbestos exposure cases causing lung cancer, Birth control pill injuries including stroke and death, etc Reviewing all types of Physical Injury Claims, i ncluding Car Wrecks, Coal Truck Wrecks Occupational Injury, Medical Malpractice, Damaging Medications and Chemical exposures Serving all of WV and KY and NC Call 1-877-mayfile now! decades of experience! Appointment locations near to you! such as in the following areas: charleston, beckley, ieager, justice, williamson, logan chapmanville, madison, southridge, dunbar, crosslanes, hurricane, huntington, fort gay, pikeville, prestonsburg, Call now: You deserve more than just a break today, You deserve a “break free from debt day!” call me NOW DIRECTLY 304-235-7777

Thomas Stagg, managing partner at Stagg Wabnik Law Group, LLP, focuses his practice on commercial, general and appellate litigation. He represents clients in federal and state courts in New York and New Jersey, as well as in Connecticut federal court, and has argued before New York's highest court, the Court of Appeals, on behalf of international banking clients. Each year since 2003 Thomas has achieved an "AV" Martindale-Hubbell Peer Review Rating, which is assigned to lawyers who have reached the height of professional excellence and who are recognized for the highest levels of skill and integrity. He has also been selected annually as a New York Metro Super Lawyer since 2012. No more than five percent of the lawyers in the state are selected to Super Lawyers, which is a rating service of outstanding lawyers who have attained a high degree of peer recognition and professional achievement made after a rigorous multi-phased process that includes a statewide survey of lawyers, an independent research evaluation of candidates, and peer reviews. In 2012, Thomas was named by the New York State Bar Association as an Empire State Counsel® for providing more than 50 hours of free legal services to low-income individuals and in 2016 was awarded Top Legal Eagle in Litigation for Nassau and Suffolk Counties, which is assigned annually to only ten attorneys. Thomas has represented the firm's banking and credit clients in connection with Uniform Commercial Code matters and federal and state consumer credit statutes, including the Truth in Lending Act, Equal Credit Opportunity Act, Fair Debt Collection Practices Act, Electronic Fund Transfer Act and the Fair Credit Reporting Act. On behalf of corporate, municipal and private clients, he has successfully litigated numerous actions involving federal and state environmental laws, class action constitutional and land use issues. He has also served as counsel to a large municipality in its negotiations with New York State for a multimillion dollar grant and regularly represents clients in trust and estates litigation and administration matters. Thomas completed advanced commercial mediation training and is an active member of the Southern District of New York Mediation Panel and the New York State Commercial Division Mediation Panel in New York, Nassau, Suffolk and Westchester counties. He has also been certified as a guardian ad litem by New York State. In addition, Thomas is registered with and has volunteered hundreds of hours to the American Bar Association's Military Pro Bono Project, a nationwide program that connects junior-enlisted servicemembers in need of pro bono legal help with volunteer attorneys throughout the nation. He is a 2015 recipient of the ABA Military Pro Bono Project Outstanding Services Award. After graduating from the State University of New York at Binghamton and St. John's University School of Law, where he was Associate Notes and Comments Editor of St. John's Journal of Legal Commentary, Thomas began his legal career with the Washington, D.C. based firm of Beveridge & Diamond. His publications include, as coauthor, "Contractual Protection: An Existing Remedy for Bondholder Distress." 4 St. John's Journal of Legal Commentary 2. He lectures on environmental lender liability and has served on the Long Island Sound Nonpoint Source Pollution Committee.

Frank Kerney III is a managing partner of The Consumer Lawyers. Frank grew up in central New Jersey before moving to Florida to attend the University of South Florida. After graduation, Mr. Kerney attended Stetson University College of Law where he was inducted into the law school’s honors fraternity and awarded the William F. Blews pro bono service award at graduation. Prior to co-founding The Consumer Lawyers, Frank worked for Morgan & Morgan’s national consumer protection department where he represented consumers across the Untied States in a variety of cases, with a focus on consumer credit reporting and illegal debt collection. Frank has been named a “Rising Star” by Super Lawyers magazine every year since 2016. Only the top 2.5% of lawyers in each state receive this award. In 2020, Frank was named a Top Attorney Under 40 by Law360, and was one of only two Plaintiff’s lawyers to be included in that list. Frank has been interviewed as legal analyst by multiple publications, including Law360, ABC, NBC, and Fox, and stories about his cases have been featured all over the world.

Houston bankruptcy attorney Vicky Fealy, is board certified in Consumer Bankruptcy Law by the Texas Board of Legal Specialization. She has for more than 20 years provided compassionate and skilled bankruptcy legal representation for thousands of Houston consumers and businesses regarding bankruptcy law issues such as Chapter 7 bankruptcy, Chapter 13 bankruptcy, Chapter 11 bankruptcy, Credit card debt, IRS Problems, Repossessions, Judgments, or Foreclosures. Don't allow your financial problems to threaten your business, health, marriage, retirement savings or employment stability. Timing is often critical and you really need to seek advice early - before you have no options.