Consumer Rights

Attorney Michael “Mike” Ziegler represents consumers and business owners in resolving their difficult debts using bankruptcy, defending collection lawsuits, foreclosure defense, and suing lenders and debt collectors for illegal activities. Mike’s focus is to understand his client’s situation to find the right remedy for them – seeking a solution that is aimed to take the least amount of time, cost, and impact to resolve the problem in front of them

Kevin C. Ambler served in the Florida House of Representatives from 2002 to 2010, representing House District 47 encompassing most of Northwest Hillsborough County. During his 4 consecutive terms in elected office, he served on over 47 legislative councils and committees, including serving as Chairman of the Health Appropriations Committee in which he was responsible for nearly $20 billion dollars in appropriations for more than 3 million Medicaid beneficiaries and 80,000 health care providers and 15,000 health care facilities. During his tenure in the House of Representatives, Rep. Ambler received numerous awards and accolades from professional organizations, boards, and foundations as the top legislator of the year for his outstanding accomplishments for championing numerous important legislative issues. Representative Ambler attended Cornell University on a four-year Air Force ROTC scholarship where he received his Bachelor of Arts Degree in Economics and Business Administration in 1983. Upon graduation, he was commissioned as a second lieutenant in the United States Air Force. In 1986, he received his Juris Doctorate degree from Southwestern University School of Law in Los Angeles, California. Soon after, he was appointed as an Air Force judge advocate and assigned to the Office of the Staff Judge Advocate, MacDill Air Force Base, Florida, where he served on active duty for nearly 5 years in several positions including Chief of Claims, Chief of Legal Assistance, Chief of Military Justice and Chief of the Civil Law Divisions. During this same time, he also was appointed by the U.S. Attorney General as a Special Assistant United States Attorney and was responsible for prosecuting criminal cases in federal court against civilians arising on MacDill AFB. Later, his responsibilities expanded to defending the United States in federal court in medical malpractice and personal injury cases arising under the Federal Tort Claims Act. Representative Ambler entered private practice and transferred to the Air Force Reserves in 1991. During his first year as a reservist, he was awarded the Harmon Award by the Air Force Judge Advocate General as the Most Outstanding Reserve Judge Advocate in the U.S. Air Force. Representative Amblerʼs other military decorations include the Air Force Achievement Medal, two Air Force Meritorious Service Medals, the Air Force Commendation Medal, and the National Defense Services Medal. He continued to serve as a Judge Advocate in the reserves until 2005. Representative Ambler began his career in private practice as a litigation attorney in 1991. In 1996, Representative Ambler opened his own firm, the Ambler Law Group, focusing in the areas of medical malpractice, products liability, wrongful death and personal injury litigation in both state and federal courts. His firm also handles complex business litigation and transactional matters as well as entertainment and sports law. Representative Ambler is a member of the Florida, Georgia and D.C. Bars and the American Bar Association, Hillsborough County Bar Association and the American Justice Association. He is admitted to practice before the U.S. Supreme Court, the 11th Circuit Court of Appeals, the United States District Court for the Middle District Court of Florida, and the U.S. Court of Military Appeals. He previously served as the Chair of the Florida Bar Military Affairs Committee (2002-2003) and Chair of the Hillsborough County Bar Association (HCBA) Military Liaison Committee (2002-2003). He has chaired the HCBA Entertainment and Intellectual Property Law Section (1999-2002) and he has been a regular and active participant in the HCBA “Ask A Lawyer” Pro Bono Program from 1995 to 2002. In 2002, he received the HCBA “Have a Heart” award for outstanding pro bono service. Representative Ambler and his firm hold an AV rating from Martindale-Hubbell National Law Directory reflecting the highest possible rating for professional competence and ethical conduct. Representative Ambler served as President of the Board of Trustees of the Northdale Special Tax District for 7 years. He was Chairman of the Cornell University Alumni Admissions Ambassador Network Committee for West Central Florida as well as a member of the Board of Directors for the Cornell Club of the Suncoast for 5 years. For over 10 years, Representative Ambler served as president and a member of the Board of Directors of the Brentwood Park Homeownerʼs Association. In 2000, Representative Ambler was appointed to and served a one year term on the Hillsborough County Charter Review Board. In his youth, Representative Ambler served on the White House Conference for Children and Youth Task Force and was inducted into the American Academy of Achievement which awarded him the Golden Eagle Award of Excellence as the top student in the United States. Representative Ambler has been an adjunct law professor on the faculty for Stetson University College of Law for the past 8 years.

Brent regularly does research to find relevant materials to build strong arguments for his clients. He shows dedication in using relevant resources to create excellent work product and spends a lot of time building persuasive arguments that are backed up by case law. I am an Attorney serving clients throughout Florida from the comfort of their home EXCLUSIVELY OVER VIDEO CHAT, PHONE, AND EMAIL.

Ralph Goldberg has practiced law since 1975. He is a member of all courts in Georgia, and the Eleventh Circuit Court of Appeals, and Supreme Court of The United States. He has specialized in constitutional litigation, police misconduct, consumer law, and bankruptcy, and is recognized for his expertise and tireless advocacy of his clients.

The Toler Law Group specializes in fighting to protect and enforce your 4th amendment right. Many Sex Crime lawyers want you to plead without investigating to see whether there is reason to contest the case. The consequences of a Sex Crime charge are too severe to overlook even the smallest detail. If there is evidence to support your innocence, we will advocate on your behalf, either in or out of the courtroom. The Henry Toler Lawyer Atlanta Firm specializes in contested cases in your Sex Crime related accusation. A Sex Crime charge does not mean a conviction. The Toler Law Group has built our reputation through expertly handling many cases over the last 20 years. Don’t allow yourself to walk into the courtroom without consulting an experienced attorney about your case. Henry Toler Lawyer Atlanta offers a FREE initial consultation over the phone or in our office. The Toler Law Group simply offer our best analysis of the case at hand and offer to help you resolve your case as positively as possible if you request we do so.

Since 1991 Tom Holman has held a Peer Reviewed Highest "AV" Rating (Very High to Preeminent) for Ethical Standards and Legal Ability –– from Martindale-Hubbell, a nationally recognized rating firm. He has been serving New Jersey and New York as a business fraud lawyer, in the courtroom and in arbitration, since the mid-1970s. He has been handling employment law matters that have required litigation, arbitration, mediation or negotiation since 1975. He has litigated or arbitrated cases involving disputes over interpretation of business and employment agreements, partnership disputes, business disputes, business fraud, class actions, employment fraud, securities and stock fraud, consumer fraud, declaratory judgments, emergency commercial litigation, federal and NY whistleblower protection litigation, noncompete litigation, preliminary and temporary restraining orders, and wrongful termination of franchisees or distributors, and violations of employee rights.

For much of the past decade, Jeff has been recognized annually by his peers as a New York “Super Lawyer” (one of the Top 25 in Westchester County), and selected as one of US News & World Report’s “Best Lawyers in America” in the area of commercial litigation. He has also been named a lifetime member of “Elite Lawyers in America,” “The Multi-Million Dollar Advocates Forum,” and “Top Trial Lawyers in America.” He is a Fellow in the prestigious Litigation Counsel of America, and a member of the venerable American Bar Association Foundation. Jeff’s versatility with a wide array of subject matters has led to his handling of many high profile, difficult cases. Among other matters, Jeff successfully led the defense in federal court of a boat-builder wrongfully implicated in the “Ethan Allen” tragedy on Lake George in which twenty persons perished, winning summary judgment on the client’s behalf; prosecuted a $4.5 million jury verdict in Columbia County against Rensselaer Polytechnic Institute (RPI); argued before the New Jersey Supreme Court the landmark consumer fraud class action, Lee v. Basic Research, which resulted in a unanimous, 9-0 opinion overturning the lower courts’ decisions denying class certification; and argued before the Massachusetts’ Supreme Judicial Court the precedent setting case of Tyler v. Michaels which declared unlawful the collection of personal identifying information in connection with retail credit card transactions. Jeff’s reputation for excellent results and dogged preparation, make him a formidable adversary, regardless of which side of the aisle any particular dispute may place him. Jeff is no stranger to the Courtroom, and has successfully tried to verdict a diverse number of matters, including securing a defense verdict for Madison Square Garden and Amtrak in a federal jury trial in the Eastern District of New York; winning a multi-million dollar jury award in a state court breach of contract action in White Plains; prevailing in a nine month real estate fraud arbitration in New York City in which he recovered a multi-million dollar judgment; and securing on the eve of jury selection tens of millions of dollars for clients with catastrophic losses. Jeff’s experience in the sports, media and entertainment industries has also allowed for his successful handling of a variety of matters including claims of copyright infringement, trademark infringement, breach of television Executive Production Agreements, royalty disputes, and artist-management conflicts. Jeff has advised television broadcast journalists, senior media executives and executive producers on a wide range of issues concerning non-competes, first amendment rights, and compensation and severance disputes. Jeff led the successful prosecution of the wrongful death action of Baltimore Orioles’ pitcher Steve Bechler, helped extricate former light heavyweight World Champion boxer Reggie Johnson from an onerous promoter’s contract, and counseled the Estate of Tito Puente, the Latin Salsa King, in a misappropriation of name and likeness litigation. Jeff also spearheaded the successful prosecution of the United States Tennis Association’s (USTA) multimillion dollar breach of contract action against a sponsor of the US Open, as well as defended the USTA against a claim of disability discrimination which he successfully had dismissed, and successfully represented Heineken in a breach of contract action arising from a marketing services agreement. Jeff regularly counsels media and entertainment clients in contract negotiations, severance disputes, and intellectual property matters. Jeff’s skill with complex litigation has also helped the Firm to develop significant experience handling a diverse array of maritime and admiralty matters. Jeff has successfully defended boat builders, marinas, charter vessels, stevedores and other marine interests in both federal and state litigations throughout the Country. Among other successful outcomes, Jeff defended a marine terminal operator in a federal wrongful death action in Portland, Maine; represented a luxury yacht manufacturer in a premises liability action in federal court in New Jersey; defended a Manhattan sight-seeing tour operator against a personal injury claim; and handled a Society of Maritime Arbitrators (SMA) arbitration concerning the scope of a contractual indemnity between a terminal operator and a multinational transport company. The Firm’s experience includes handling claims arising under the Jones Act, the Longshore and Harbor Workers Compensation Act, and the Outer Continental Shelf Lands Act, as well as prosecuting exoneration from and limitation of liability actions. Jeff is a cum laude graduate of Dartmouth College, a graduate of Columbia Law School and began his career as a litigator at Cravath Swaine & Moore. He lives in West Harrison, New York, with his wife Lauren, a pediatrician, and their two children, one of whom works in New York City and the other who is attending college.

Mr. Bottar is one of upstate New York's most experienced and accomplished trial lawyers, with a track record of extraordinary recoveries for his clients. As the founder and managing member of Bottar Law, PLLC, he brings nearly 45 years of experience to the pursuit of cases involving birth injuries, brain and nerve injuries, amputation, paralysis, and wrongful death due to medical negligence, complex accidents, workplace injuries and defective products. Mr. Bottar has been continuously listed in The Best Lawyers In America® since 2003, and received its 2020 Medical Malpractice Lawyer of the Year award for Syracuse. Previously, he was recognized three times by Best Lawyers® as Syracuse's Personal Injury Lawyer of the Year (2018, 2014-15, 2009). Mr. Bottar has attained an AV® Preeminent™ rating from Martindale-Hubbell, the highest rating available for legal ability and professional ethics, is a fellow in the Litigation Counsel of America - Trial Lawyer Honorary Society™, and is a charter member and past-president of the New York State Academy of Trial Lawyers (2010-2011). In 2001, Mr. Bottar was appointed by the New York State Supreme Court, Appellate Division, Fourth Department to serve as a member of the Character and Fitness Committee for the Fifth Judicial District. The Character and Fitness Committee is responsible for screening and interviewing all Central New York applicants who are seeking admission to the Bar. In 2018, Mr. Bottar was appointed by the Presiding Justice of the New York State Supreme Court, Appellate Division, Fourth Department to serve as a member of the Grievance Committee of the Fifth Judicial District. In 2021, Mr. Bottar was appointed Chair of the Grievance Committee. The Grievance Committee is responsible for the investigation, review and prosecution of complaints of attorney misconduct in Onondaga, Oneida, Oswego, Herkimer, Jefferson and Lewis Counties. Mr. Bottar has been listed in Upstate New York Super Lawyers® for plaintiff's medical malpractice and personal injury since the inaugural edition in 2007, and was named to its "Top 50" list for 2018, 2019, 2020 and 2021. Since 2011, he has been recognized annually by The National Trial Lawyers as one of the "Top 100" trial lawyers in New York State. He has also been honored by Lawdragon as one of the top 3,000 attorneys in the United States, and has earned life memberships in the Million Dollar Advocates Forum® and the Multi Million Dollar Advocates Forum®. Mr. Bottar regularly speaks or guest lectures at legal and non-legal functions, including ethics, tort and practice management classes at Syracuse University College of Law, and at annual updates on behalf of the New York State Academy of Trial Lawyers. He is a past member of the Dean's Advisory Council at the University at Buffalo School of Law, a has been elected a Fellow of the New York Bar Foundation. Mr. Bottar has a long record of public service and is deeply invested in New York State's education system. He served as a Trustee of the North Syracuse Central School District Board of Education from 1988 through 1989, and as the President of the Board from 1989 through 1996. He also served on the Board of Directors of the Onondaga Madison School Boards Association from 1994 through 1996. In 1996, 2001, 2006 and again in 2011, the New York State Legislature elected Mr. Bottar to serve as a Regent of the University of the State of New York, the most comprehensive and unified education system in the nation. Over his tenure as a Regent, Mr. Bottar was Chair of the College and Career Preparation Work Group, Chair of the P-12 Education Committee, and was a member of the Higher Education and Professional Practice Committees. He was also Vice Chancellor of the Board from 2012-2016. In 2016, after 20 years and more than 10,000 hours of pro bono service to the State of New York, Mr. Bottar retired from the Board. Mr. Bottar resides in Manlius, New York, with his wife, Nancy, a registered nurse.

Philip Fulton has represented injured workers and victims of disability since 1980. A 1977 graduate of the Ohio State University and 1980 graduate of Capital University Law School, Order of the Curia, Mr. Fulton is listed in The Best Lawyers in America and Ohio Super Lawyers, "Law and Politics" magazine. Mr. Fulton's professional achievements recognize his dedication to protecting the rights of the injured and disabled. He is past chairperson of the Franklin County Trial Lawyers Association Workers' Compensation Section and has twice has been chairperson of the Ohio Academy of Trial Lawyers' Workers Compensation Section. For his commitment to injured workers, he was given the Distinguished Service Award in 1994 and 2002 by the Ohio Academy of Trial Lawyers and was inducted into the Ohio Academy of Trial Lawyers' Association Workers' Compensation Hall of Fame in 1997. Frequently asked to lecture to attorneys, legal groups, and doctors all over Ohio on issues dealing with workers' comp, Mr. Fulton is also the author of the well-known treatise on workers' compensation, "Ohio Workers Compensation Law," published by LexisNexis. Mr. Fulton's book is used by workers' compensation attorneys, doctors, the Ohio Bureau of Workers' Compensation, the Ohio Industrial Commission, and the court system. Mr. Fulton is an Adjunct Professor at the Capital University Law School in Ohio where he teaches Workers' Compensation Law. What should clients look for in a lawyer? Clients need to look for an attorney who is knowledgeable and respected in the field. What information can you provide in a free phone consultation? Potential clients can always call me to ask opinions on their claim or even if they have a valid claim. My consultations are free and the more information someone can provide, the more helpful I can be in answering questions. What differentiates you from other lawyers in your community? I have been the author of the treatise on workers’ compensation since 1991, a book that is used by the Ohio BWC and IC, and many attorneys around the state. When the BWC wants to know a question on how policy may effect injured workers, they many times will ask for my opinion.

With over a decade of experience, Terrell A. Ratliff, Esq., is a trial-tested attorney known for fearless advocacy and a commitment to achieving the best possible outcomes for his clients. Licensed to practice in New Jersey, Pennsylvania, and the Eastern District of Pennsylvania Federal Court, Terrell focuses his practice on criminal defense, civil litigation, and education law, including Title IX cases, school discipline matters, and academic dishonesty defense. Terrell’s extensive trial experience and strategic approach have earned him a reputation as a steadfast advocate. He combines meticulous preparation with persuasive courtroom advocacy to protect his clients’ rights and interests in even the most challenging cases.