Sheridan Bankruptcy & Debt Lawyer, Oregon, page 4

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James E Zwaanstra

Family Law, Business & Trade, Commercial Bankruptcy, Bankruptcy
Status:  In Good Standing           Licensed:  28 Years

Pamela E. Yee

Real Estate, Business Organization, Credit & Debt, Collection
Status:  In Good Standing           Licensed:  37 Years

Steven A Heinrich

Family Law, Elder Law, Contract, Credit & Debt
Status:  In Good Standing           Licensed:  30 Years

Karen Michelle Smith

Corporate, Land Use & Zoning, Bankruptcy, Family Law
Status:  Inactive           Licensed:  21 Years

Daniel T. Garner

Dispute Resolution, Welfare, Business, Bankruptcy, Credit & Debt
Status:  In Good Standing           Licensed:  33 Years

FREE CONSULTATION 

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Charles J Wiseman

Federal, Civil Rights, Insurance, Credit & Debt
Status:  In Good Standing           Licensed:  51 Years

Rodney L. Schermer

Business, Bankruptcy
Status:  In Good Standing           Licensed:  47 Years

Alexzander C. J. Adams

Animal Bite, Criminal, Bed Bug, Bankruptcy
Status:  In Good Standing           

FREE CONSULTATION 

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James L. McGehee

Child Support, Adoption, Consumer Protection, Bankruptcy
Status:  In Good Standing           Licensed:  45 Years

Hafez Daraee

Family Law, Civil Rights, Corporate, Collection
Status:  In Good Standing           Licensed:  31 Years

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Free Help: Use This Form or Call 800-943-8690

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Lawyer.com can help you easily and quickly find Sheridan Bankruptcy & Debt Lawyers and Sheridan Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)
The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)
A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CREDIT FILE

See credit report.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)
In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.