Silverstreet Collection Lawyer, South Carolina

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Ian Douglas McVey

Construction, Corporate, Banking & Finance, Collection

Status: In Good Standing

CONTACT

1812 Lincoln St, Columbia, SC 29202

J. Chris Brown

Corporate, Collection, Commercial Leasing, Commercial Real Estate

Status: In Good Standing

CONTACT

406A E. Butler Rd., Mauldin, SC 29662

Edward L. Grimsley

Bankruptcy & Debt, Foreclosure, Litigation, Collection

Status: In Good Standing

CONTACT

1703 Laurel Street, Columbia, SC 29201

Christopher Stephen Truluck

Communication & Media Law, Criminal, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1507 Richland Street, Columbia, SC 29201

Eric Christopher Hale

Litigation, DUI-DWI, Business & Trade, Collection

Status: In Good Standing

CONTACT

1300 Pickens Street, Columbia, SC 29202

John Andrew Pincelli

Bankruptcy, Collection

Status: In Good Standing

CONTACT

Columbia, SC 29211

Henry Guyton Murrell

Foreclosure, Bankruptcy, Collection

Status: In Good Standing

CONTACT

Columbia, SC 29211

Ian Douglas McVey

Landlord-Tenant, Litigation, Insurance, Collection

Status: In Good Standing

CONTACT

Columbia, SC 29202

William Donald Britt

Litigation, Medical Malpractice, Housing & Urban Development, Collection

Status: In Good Standing

CONTACT

Columbia, SC 29260

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CREDIT FILE

See credit report.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FCRA

See Fair Credit Reporting Act.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Silverstreet Collection Lawyer, South Carolina

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Ian Douglas McVey

J. Chris Brown

Edward L. Grimsley

Christopher Stephen Truluck

Eric Christopher Hale

John Andrew Pincelli

Henry Guyton Murrell

Ian Douglas McVey

William Donald Britt

TIPS

LEGAL TERMS

BANKRUPTCY

CREDIT FILE

CREDIT INSURANCE

CREDIT REPORT

FCRA

DEBIT CARD

FAIR LABOR STANDARDS ACT (FLSA)

DISPOSABLE INCOME

COLLECTION AGENCY

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