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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Michael Kevin Falahee

Divorce, Contract, Collection, Personal Injury

Status: Licensed: 20 Years

CONTACT

1000 Laurence Ave, Jackson, MI 49202

Peter W. Cravens

Criminal, Collection

Status: Licensed: 33 Years

CONTACT

110 Lake Shore Dr, Brooklyn, MI 49230

Kyle Matthew Williams

Litigation, Elder Law, Administrative Law, Collection

Status: Licensed: 12 Years

CONTACT

4095 Legacy Pkwy, Lansing, MI 48911

Nemer Nasser Baki

Labor Law, Administrative Law, Collection, Animal Bite

Status: Licensed: 21 Years

CONTACT

4330 Dell Rd, Lansing, MI 48911

James David-Nguyen Lance

Trusts, Elder Law, Contract, Collection

Status: Licensed: 20 Years

CONTACT

1 Michigan Ave W, Battle Creek, MI 49017

David Lee Hunter

Divorce, Contract, Collection, Bankruptcy

Status: Licensed: 20 Years

CONTACT

601 S Shore Dr, Battle Creek, MI 49014

Bruce A. Timmons

Family Law, Elder Law, Administrative Law, Collection

Status:

CONTACT

2147 Tamarack Dr, Okemos, MI 48864

Margaret M. S. Noe

Dispute Resolution, Family Law, Criminal, Collection

Status: Licensed: 40 Years

CONTACT

147 N Main St, Adrian, MI 49221

Shelley J. White-Thomas

Landlord-Tenant, Estate Planning, Elder Law, Collection

Status: Licensed: 21 Years

CONTACT

6101 Anacapri Blvd, Lansing, MI 48909

Michael C. Van Huysse

Litigation, Federal Appellate Practice, Family Law, Collection

Status:

CONTACT

2160 Hamilton Rd, Okemos, MI 48864

800-814-6700

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Spring Arbor Collection Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Michael Kevin Falahee

Peter W. Cravens

Kyle Matthew Williams

Nemer Nasser Baki

James David-Nguyen Lance

David Lee Hunter

Bruce A. Timmons

Margaret M. S. Noe

Shelley J. White-Thomas

Michael C. Van Huysse

TIPS

LEGAL TERMS

CREDIT BUREAU

MEANS TEST

PREFERENCE

INTEREST

NO-FAULT INSURANCE

DOING BUSINESS AS (DBA)

TRADE DRESS

CHAPTER 13 BANKRUPTCY

CREDIT REPORT

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