Steptoe Credit & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Below are all Steptoe lawyers.

Leslie A. M. Cloaninger

Guardianships & Conservatorships, Divorce & Family Law

Status: Inactive Licensed: 40 Years

CONTACT

2901 Green Hollow Rd, Colfax, WA 99111

Douglas Barker Robinson

General Practice

Status: In Good Standing Licensed: 46 Years

CONTACT

Colfax, WA 99111

Denis Paul Tracy

Federal Appellate Practice, Criminal, Civil Rights, Administrative Law

Status: In Good Standing Licensed: 34 Years

CONTACT

400 N Main St, Colfax, WA 99111

Ronald Denton Shirley

Federal

Status: Inactive Licensed: 43 Years

CONTACT

210 N Mill St, Colfax, WA 99111

Bruce Milton Ensley

Real Estate, International, Estate, Civil & Human Rights

Status: In Good Standing Licensed: 48 Years

CONTACT

105 S Main St, Colfax, WA 99111

Wendy Marie Lierman

State Government, Government

Status: In Good Standing Licensed: 11 Years

CONTACT

Colfax, WA 99111

J. David Frazier

General Practice

Status: In Good Standing Licensed: 48 Years

CONTACT

Colfax, WA 99111

Wendy Marie Lierman

State Government, Government

Status: In Good Standing Licensed: 11 Years

CONTACT

Colfax, WA 99111

Daniel F Lebeau

Juvenile Law, Federal Appellate Practice, Family Law, Criminal

Status: In Good Standing Licensed: 17 Years

CONTACT

Colfax, WA 99111

Bill Joseph Druffel

Land Use & Zoning, Criminal

Status: In Good Standing Licensed: 22 Years

CONTACT

Colfax, WA 99111

800-923-0641

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LEGAL TERMS

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CCCS

See Consumer Credit Counseling Service.

FCBA

See Fair Credit Billing Act.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Steptoe Credit & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Leslie A. M. Cloaninger

Douglas Barker Robinson

Denis Paul Tracy

Ronald Denton Shirley

Bruce Milton Ensley

Wendy Marie Lierman

J. David Frazier

Wendy Marie Lierman

Daniel F Lebeau

Bill Joseph Druffel

TIPS

LEGAL TERMS

LIQUIDATING PARTNER

BULK SALES LAW

CREDIT INSURANCE

DOING BUSINESS AS (DBA)

CCCS

FCBA

SETOFF

GRACE PERIOD

UNDUE HARDSHIP

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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