Sumter County, SC Reorganization Lawyers, page 4

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Sumter Reorganization lawyer.
Below are all Sumter lawyers.

Tyler Bryant Brown

General Practice

Status: In Good Standing

CONTACT

215 North Harvin Street, Sumter, SC 29150

Martha Jo Smith Johnson

General Practice

Status: In Good Standing

CONTACT

2842 Sheffield Road, Sumter, SC 29150

Rep. G. Murrell Smith

Criminal, DUI-DWI, Traffic, Medical Malpractice

Status: In Good Standing

CONTACT

Sumter, SC 29151

Franklin Maury Shuler

Real Estate, Felony

Status: In Good Standing

CONTACT

Sumter, SC 29151

Wilson M. Macewen

International

Status: In Good Standing

CONTACT

5 Buck Island Road, Sumter, SC 29150

Joseph T. McElveen

Commercial Real Estate, Personal Injury, Accident & Injury

Status: In Good Standing

CONTACT

Sumter, SC 29151

Michael McKinney Jordan

Workers' Compensation, Medical Malpractice, Nursing Home, Mass Torts, Personal Injury

Status: In Good Standing

CONTACT

10 Law Range, Sumter, SC 29150

Larry C. Weston

General Practice

Status: In Good Standing

CONTACT

Sumter, SC 29150

Anthony D. Hoefer

Immigration, Government, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Sumter, SC 29151

Joseph F. Davis

General Practice

Status: In Good Standing

CONTACT

Sumter, SC 29151

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

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Sumter County, SC Reorganization Lawyers, page 4

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Tyler Bryant Brown

Martha Jo Smith Johnson

Rep. G. Murrell Smith

Franklin Maury Shuler

Wilson M. Macewen

Joseph T. McElveen

Michael McKinney Jordan

Larry C. Weston

Anthony D. Hoefer

Joseph F. Davis

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

LOSS DAMAGE WAIVER (LDW)

IRS EXPENSES

CHAPTER 7 BANKRUPTCY

LIMITED LIABILITY

HOUSEHOLDER

DISPOSABLE INCOME

REDEMPTION

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