Tullio DeLuca was admitted to bar in 1990 in Pennsylvania, US District Court, Middle, Eastern and Western Districts of Pennsylvania. Attorney DeLuca represents debtors and creditors in Chapters 7, 11, 12, and 13 bankruptcy proceedings, bankruptcy loan workouts, and foreclosure proceedings. His experience also includes reviewing mortgage and loan documents, analyzing and reviewing individual and corporate finances for loan workouts, debt counseling, conducting closings, reviewing closing documents, and determining sufficiency of security and lien interest. He has also represented individuals successfully in estate planning matters, formulating a comprehensive plan and preparing the necessary documentation such as wills, trusts, powers of attorney, living wills, buy-sell agreements, stockholder agreements, and partnership agreements.

Vincent Rubino is a shareholder in the firm of Newman Williams, P.C., in Stroudsburg, Monroe County, Pennsylvania, and has been practicing law at the firm since 1987. Born in Brooklyn, New York, Attorney Rubino is a graduate of the State University of New York at Albany and Hofstra School of Law in Hempstead, N.Y. Attorney Rubino devotes his practice to representing debtors in bankruptcy proceedings, having represented over six thousand (6,000+) clients in Monroe, Pike, Northampton, Carbon, Lehigh, Lackawanna and Luzerne Counties. Attorney Rubino was a member of the Board of Directors of the Middle District Bar Association for its initial decade, and was President between 2005 and 2007. He is presently an officer and member of the Board of Directors of the Monroe County Bar Association. Attorney Rubino regularly conducts seminars on bankruptcy law for local bar associations, realtors, tax collectors and other organizations.

Jason M. Rapa, Esquire, is a lawyer licensed and admitted to practice law in the State of Pennsylvania and before all three Pennsylvania Federal Courts, the Eastern, Middle and Western Districts of Pennsylvania and the Third Circuit Court of Appeals. He is the founder of Rapa Law Office, where he handles all matters of general practice law, with a focus on bankruptcy, civil litigation and estate administration. Since 2002, Jason has successfully represented hundreds of consumers in cases against debt collection agencies, collection law firms, and credit reporting agencies, recovering millions of dollars for his clients. Super Lawyer Magazine has recognized Jason for his work in defending and vindicating the rights of consumers in his consumer rights litigation practice. Jason maintains memberships in the National Association of Consumer Advocates and the National Association of Consumer Bankruptcy Attorneys, keeping him on top of the latest developments and trends in the fields of bankruptcy and consumer protection law. He is a two-time attendee of the Fair Debt Collection Practices Act boot camp held by Peter F. Barry of Minnesota and Jason routinely lectures on the Fair Debt Collection Practices Act at state and national consumer law conferences, as well as at Continuing Legal Education seminars for the Pennsylvania Bar Institute and local bar associations. In addition to bankruptcy and civil litigation, Jason devotes a significant portion of his practice to estate planning and administration. Jason has participated in the Wills for Heros Program providing no-cost estate planning documents to veterans and first responders. Jason also assists the Carbon County Area Agency on Aging by preparing wills, powers of attorney and healthcare powers of attorney for Carbon County senior citizens.