Ten Broeck Collection Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael W. McClain

Business Organization, Products Liability, Collection, Banking & Finance

Status:

FREE CONSULTATION

CONTACT

9720 Park Plaza Avenue, Louisville, KY 40241

John R Benz

Landlord-Tenant, Collection, Wills & Probate, Corporate

Status:

CONTACT

9302 New Lagrange Road, Louisville, KY 40242

John Saoirse Friend

Commercial Real Estate, Labor Law, Civil Rights, Collection, Estate Planning

Status:

CONTACT

6520 Glenridge Park Place, Louisville, KY 40222

Courtney Elizabeth Carr

Collection, Litigation

Status: Licensed: 11 Years

CONTACT

Louisville, KY 40223

Ben Tanner Lowry

Tax, Landlord-Tenant, Divorce & Family Law, Collection

Status: Licensed: 11 Years

CONTACT

8007 Lyndon Centre Way, Louisville, KY 40222

Mervin Wayne Warren

Collection, Litigation

Status:

CONTACT

2700 Stanley Gault Parkway, Louisville, KY 40223

Allison Elkins Cooper

General Practice

Status: Licensed: 9 Years

CONTACT

314 Marshall Drive, Louisville, KY 40207

Charles F. Merz

Construction, Corporate, Administrative Law, Collection, Family Law

Status: Licensed: 40 Years

CONTACT

2817 Murray Hill Pike, Louisville, KY 40242

Stiman Kelly Gilliam

Environmental Law Other, Employee Rights, Collection, Household Mold

Status:

CONTACT

3409 Cross Pointe Road, Louisville, KY 40241

Joshua Taylor Rose

Equine, DUI-DWI, Collection, Personal Injury

Status:

CONTACT

108 S Madison Ave, Louisville, KY 40243

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FCBA

See Fair Credit Billing Act.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

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Ten Broeck Collection Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Michael W. McClain

John R Benz

John Saoirse Friend

Courtney Elizabeth Carr

Ben Tanner Lowry

Mervin Wayne Warren

Allison Elkins Cooper

Charles F. Merz

Stiman Kelly Gilliam

Joshua Taylor Rose

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LEGAL TERMS

PREFERENCE

DOING BUSINESS AS (DBA)

MEANS TEST

DEBIT CARD

WINDING UP

GENERAL PARTNER

SOLE PROPRIETORSHIP

FCBA

CHAPTER 7 BANKRUPTCY

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