Tim Theisen | Maple Grove Bankruptcy & Debt Lawyer

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About Tim

My practice is has been 95% consumer bankruptcy since about 2000; in the 90's I did a lot of family law and other general practice areas. By concentrating my areas of practice, I have developed the experience and expertise necessary to guide you through this difficult process and the efficiency to handle your case with minimal cost and as quickly as possible.

Although I have handled numerous large cases, many of my clients are persons of moderate or minimal needs. I always presume that my clients will benefit by minimizing their legal expenses. I can work with my clients’ financial situations, which can include payment arrangements to suit their budgets, when necessary.

Not Too Big, Not Too Small. Just Right!

One of the things that sets my practice apart from others is that you will get “hands-on” assistance from me. Many lawyers simply dish their clients off to their staff or other associates. I make myself very accessible to my clients – I make it a point to try to return every phone call, every day. Not many lawyers can say that. You will notice this from the first time you try to call me on the phone. (If you can’t get through to the lawyer when you’re deciding whether to hire them, think of how hard it will be to get a hold of them after they have already “landed” you as a client!) Moreover, unlike the big law firms where you never know whether the attorney you first meet with will be the same attorney who signs your bankruptcy petition, or will be the same attorney who shows up at court with you, I am a sole practitioner, so you will always be working with me. Additionally, I grant an initial free phone consultation to anyone.

On the other hand, unlike many of the new startup attorneys who call themselves bankruptcy specialists, I have an actual bricks and mortar presence at my main office in Anoka, in addition to numerous meeting places around the Twin Cities for your convenience, including my "home" office in Maple Grove, Golden Valley, Minneapolis, St. Paul and Buffalo. We are fully staffed so you will almost always get a live person to answer your calls and your questions, as opposed to the smaller operations who have nothing but a cell phone where you get voicemail most of the time.

My fees are competitive. I can quote you a flat fee after talking to you for 5-10 minutes to ensure I can help you, and get an idea of what you have going on. I can typically spread payments out over several months, if necessary.

Experience

Partner

Cedar Island Properties LLP

2004 - present

Minnesota

Board President

Cedar Ponds Homeowners Association

2005-2007

Maple Grove MN

Newletter editor

R-KIDS of MN

1998-2004

Minnesota

Admission

Verified Minnesota Federal Court

1992

Verified State Bar of Minnesota

1990

Education

University of Wisconson-Madison School of Business

B.B.A. (Information Systems)

12/1985

Notable Work

Publications

R-KIDS of MN Newsletters,

1998-2006

Questions & Answers

Please describe a case in the last year or two where you made a big difference.

I recently obtained a favorable decision on the issue of second mortgage lien stripping, which was particularly satisfying since it was Judge Dennis O'Brien, who had previously been a staunch opponent of the concept of lien stripping but I was the first to get him to soften his position in light of recent trends in the appellate courts. The case was appealed to US District Court Ann Montgomery, where I prevailed again, and is now on appeal to the 8th Circuit Court of Appeals, where I hope and expect to get this issue settled in favor of homeowners, once and for all.

How did you build a successful practice?

In the early 90's, it was largely about yellow pages, now it's all online. Because of my computer background, I was one of the first lawyers to have a website, and have continued to evolve and upgrade it, for instance with video and blogging, which helps on my google search results. People often call me, and tell me that they have spoken to several lawyers on the phone or in person, and that I was the kindest and most informative. I hear this a lot; seems pretty basic but apparently that's what works for me.

What should clients look for in a lawyer?

It's hard to call friends and tell them that you are looking for a bankruptcy attorney. Ironically, I still do get a substantial portion of my clientele from referrals. But as you peruse the websites and other methods of choosing an attorney, these are the questions you should be looking at, which are all fair questions to ask: Is the attorney experienced? Does the attorney practice primarily in that area of law? (I have been doing bankruptcy since 1992, and it is currently 95% of my practice. Earlier in my career, family law was a greater portion of my practice) Does the attorney have malpractice insurance? (I do) Has the attorney ever had a malpractice claim against them? (I haven't) Has the attorney been disciplined by the Minnesota Lawyers Professional Responsibility Board? You can look this up, and you will see that I have a clean slate. Does the attorney have particular expertise in your issues? (My background in family law gives me exceptional insight into issues when married or divorced debtors are looking at bankruptcy, and my background as a landlord of numerous properties gives me particular insight for debtors who have been stung with depreciating real estate.) Has the attorney spoken at continuing legal education seminars before other attorneys? (I have spoken on issues of second mortgage lien stripping, as well as the intersection of divorce and bankruptcy issues) Does the attorney facilitate the electronic communication of data, including online data entry for bankruptcy information? Does the lawyer perform an online public record search to ensure all of your assets are being properly listed? (some other lawyers cut costs and corners by not doing this, which can turn out to your detriment if the trustee discovers undisclosed assets) Check online for reviews. Some attorneys don't allow online reviews, such as on www.dexknows.com, because they have had too many negative comments.

How important is local knowledge to the success of your cases?

Huge. It's one thing to know the law, but it's important to know the individual idiosyncracies and tendencies of the trustees and judges in each case.

What information can you provide in a free phone consultation?

Mainly, I can determine whether I can help a person, and 95% of the time I can quote a fee and explain how payment plans work, then follow up with an email with more information. I can explain options, although I can't give advice (i.e. can't tell a person what I think they should do - that's what people hire lawyers for)

What information do you need in a free phone consultation?

A general idea of how much debt you have, types & approximate balances. If you own a house, it's helpful to know the value, mortgage balances, amount you are behind if applicable, etc. And it's very helpful to get a general idea of your income for me to ascertain whether you are over or under the median income, which affects what we will need to review at our first appointment.

What differentiates you from other lawyers in your community?

First & foremost, & can proudly say after more than 20 years, I have no ethical marks, malpractice lawsuits against me, nor have I ever been sanctioned.

What is the most rewarding aspect of your job?

Knowing I can help people, telling them what it will cost, and then getting the job done. People thank me, and I feel I should be thanking them.

What are your other interests in addition to law?

I play tennis, I am rated 4.5 and currently the top-ranked over 50 men's player in the USTA Northern Section. I waterski pretty darn well too, and we have a course that I get through at 34 mph. I also am a rock buff, and spend lots of time organizing my collection in iTunes. Oh, and I love my wife & 3 kids.

Are you involved in your community?

I play tennis, I am rated 4.5 and currently the top-ranked over 50 men's player in the USTA Northern Section. I waterski pretty darn well too, and we have a course that I get through at 34 mph. I also am a rock buff, and spend lots of time organizing my collection in iTunes. Oh, and I love my wife & 3 kids.

Founded 1992

Timothy Casey Theisen, P.A. Highlights

Bankruptcy & Debt, Bankruptcy, Foreclosure

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