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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Francis E Goodwyn

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

367 Banner Fork Rd, Wallins Creek, KY 40873

Shasta K F Mullins

Lawsuit & Dispute, Civil Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

264 E Main St, Hazard, KY 41701

Shasta K. Mullins

Lawsuit & Dispute, Civil Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

264 E Main St, Hazard, KY 41701

Charlotte Darl Johnson

Bankruptcy, Medical Malpractice, Elder Law, Juvenile Law

Status: In Good Standing

CONTACT

257 Combs Rd, Hazard, KY 41701

C Darlene Johnson

Bankruptcy

Status: In Good Standing

CONTACT

257 Combs Rd, Hazard, KY 41701

Paul Brian Couch

Government, Family Law, Civil Rights, Bankruptcy

Status: In Good Standing

CONTACT

Hyden, KY 41749

Brian P Couch

Bankruptcy

Status: In Good Standing

CONTACT

22350 Main St, Hyden, KY 41749

Jeanne Kincer Channell

Bankruptcy

Status: In Good Standing

CONTACT

7569 Hwy 119 N, Jenkins, KY 41537

James P Pruitt

Workers' Compensation, Employment, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Pikeville, KY 41502

Virginia Kirk Baird

Trusts, Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

162 Second Street, Pikeville, KY 41502

800-923-0641

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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

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Totz Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Francis E Goodwyn

Shasta K F Mullins

Shasta K. Mullins

Charlotte Darl Johnson

C Darlene Johnson

Paul Brian Couch

Brian P Couch

Jeanne Kincer Channell

James P Pruitt

Virginia Kirk Baird

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LEGAL TERMS

GARNISHMENT

SUBROGATION

FAIR CREDIT REPORTING ACT (FCRA)

REAFFIRMATION

LIMITED PARTNERSHIP

GUARANTOR

CREDITOR

CREDIT REPORT

DISCHARGEABLE DEBTS

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