Unity Workout Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Damien R Yervasi

Accident & Injury, Criminal, Medical Malpractice, Slip & Fall Accident

Status: In Good Standing

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1990 3rd St, Baker City, OR 97814

Robert W Whitnah

Estate, Divorce & Family Law, Criminal, Business

Status: In Good Standing Licensed: 23 Years

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1920 First St, Baker City, OR 97814

Robert S Raschio

Lawsuit & Dispute, Government, Divorce & Family Law, DUI-DWI, Criminal

Status: In Good Standing Licensed: 23 Years

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206 S Humbolt St, Canyon City, OR 97820

Kyra Kay Rohner-Ingram

Juvenile Law, Family Law, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 19 Years

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2043 Main St, Baker City, OR 97814

J Robert Moon

Workers' Compensation, DUI-DWI, Criminal, Personal Injury

Status: In Good Standing Licensed: 43 Years

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2043 Main St, Baker City, OR 97814

Martin Leuenberger

Real Estate, Divorce & Family Law, Criminal, Business

Status: In Good Standing Licensed: 49 Years

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Gregory L Baxter

General Practice

Status: In Good Standing Licensed: 35 Years

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1995 3rd St, Baker City, OR 97814

Matthew B Shirtcliff

General Practice

Status: In Good Standing Licensed: 30 Years

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1995 3rd St, Baker City, OR 97814

Floyd C Vaughan

General Practice

Status: In Good Standing Licensed: 46 Years

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1950 3rd St, Baker City, OR 97814

Jim Carpenter

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Status: In Good Standing Licensed: 24 Years

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201 S Humbolt, Canyon City, OR 97820

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FCRA

See Fair Credit Reporting Act.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Unity Workout Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Damien R Yervasi

Robert W Whitnah

Robert S Raschio

Kyra Kay Rohner-Ingram

J Robert Moon

Martin Leuenberger

Gregory L Baxter

Matthew B Shirtcliff

Floyd C Vaughan

Jim Carpenter

TIPS

LEGAL TERMS

DEBIT CARD

BANKRUPTCY

UNSECURED DEBT

ACCORD AND SATISFACTION

INTEREST

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FCRA

GRACE PERIOD

COSIGNER

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