Utica Credit & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Utica Credit & Debt lawyer.
Below are all Utica Bankruptcy & Debt lawyers.

Robert Bruce Steele

Divorce & Family Law, Criminal, Americans with Disabilities Act , Collection

Status: In Good Standing Licensed: 50 Years

CONTACT

160 Marquette St, La Salle, IL 61301

James Leo Keely

Litigation, Estate Planning, Corporate, Collection

Status: In Good Standing Licensed: 52 Years

CONTACT

500 E Main St, Ottawa, IL 61350

Larry Eugene Sittler

Social Security, Government, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

1615 Fourth St, Peru, IL 61354

Larry Sittler

Social Security, Government, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

1615 Fourth St, Peru, IL 61354

Karen C. Eiten

Insurance, Civil Rights, Divorce, Dissolution

Status: In Good Standing

CONTACT

119 W Madison St, Ottawa, IL 61350

Mark Edward Anderson

Landlord-Tenant, Federal Appellate Practice, Transactions, Collection, Social Security

Status: In Good Standing

CONTACT

511 Etna Rd, Ottawa, IL 61350

Megan Boan

Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

227 West Madison Street, Ottawa, IL 61350

Anthony Eugene Sebastian

Workers' Compensation, Bankruptcy, Transactions, Business

Status: In Good Standing Licensed: 15 Years

CONTACT

850 Chartres Street, La Salle, IL 61301

Anthony Sebastian

Workers' Compensation, Bankruptcy, Transactions, Business

Status: In Good Standing Licensed: 15 Years

CONTACT

850 Chartres Street, La Salle, IL 61301

Marilyn S. Barton

Family Law, Divorce, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 55 Years

CONTACT

1606 Champlain St, Ottawa, IL 61350

800-923-0641

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Utica Credit & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Robert Bruce Steele

James Leo Keely

Larry Eugene Sittler

Larry Sittler

Karen C. Eiten

Mark Edward Anderson

Megan Boan

Anthony Eugene Sebastian

Anthony Sebastian

Marilyn S. Barton

TIPS

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

BANKRUPTCY TRUSTEE

PRIORITY DEBT

REPOSSESSION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

LOSS DAMAGE WAIVER (LDW)

FAIR LABOR STANDARDS ACT (FLSA)

ADMINISTRATIVE EXPENSES

TRADE NAME

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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