Vernon County, WI Workout Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Vernon Workout lawyer.
Below are all Vernon lawyers.

Celeste Gibson

Wills

Status: Licensed: 9 Years

CONTACT

124 W Court St, Viroqua, WI 54665

Amy A. Smith

General Practice

Status: Licensed: 33 Years

CONTACT

514 S Main St, Westby, WI 54667

David L. Abt

Accident & Injury, Bankruptcy & Debt, Divorce & Family Law, Real Estate, Personal Injury

Status: Licensed: 47 Years

CONTACT

210 N Main St, Westby, WI 54667

Robert E. Krambs

General Practice

Status: Licensed: 48 Years

CONTACT

1218 N Main St, Viroqua, WI 54665

Melissa L. Hughes

General Practice

Status: Licensed: 27 Years

CONTACT

1 Organic Way, La Farge, WI 54639

Thomas R. Fortney

Real Estate, Government, Estate, Business

Status: Licensed: 48 Years

CONTACT

115 W Court St, Viroqua, WI 54665

George A. Hopkins

General Practice

Status: Licensed: 21 Years

CONTACT

757 N Main St, Viroqua, WI 54665

Richard D. Endicott

General Practice

Status: Licensed: 65 Years

CONTACT

351 Birch Ct, Viroqua, WI 54665

Daniel L. Icenogle

Government

Status: Licensed: 33 Years

CONTACT

S7563 Riley Rd, Readstown, WI 54652

W Garth Hitselberger

Real Estate, International, Government, Estate

Status: Licensed: 30 Years

CONTACT

640 Water Ave, Hillsboro, WI 54634

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

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Vernon County, WI Workout Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Celeste Gibson

Amy A. Smith

David L. Abt

Robert E. Krambs

Melissa L. Hughes

Thomas R. Fortney

George A. Hopkins

Richard D. Endicott

Daniel L. Icenogle

W Garth Hitselberger

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

CHAPTER 13 BANKRUPTCY

MEANS TEST

NUISANCE FEES

CHAPTER 7 BANKRUPTCY

LIEN

REAFFIRMATION

HOUSEHOLDER

FRAUDULENT TRANSFER

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