Warren County, NJ Reorganization Lawyers

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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William E. Mandry

Construction, Real Estate, Insurance, Personal Injury, Car Accident

Status: In Good Standing Licensed: 41 Years

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602 Liberty Boulevard, Phillipsburg, NJ 08865

Brian A. Roemersma

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Jonathan Stone

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John Brooks Baldini

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Mona Farah Ressaissi

Family Law

Status: In Good Standing Licensed: 19 Years

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488 Schooley'S Mountain Rd, Hackettstown, NJ 07840

Karl R. Keys

General Practice

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Lisa Pezzano Mickey

Accident & Injury, Occupational Safety & Health, Disability, Car Accident

Status: In Good Standing Licensed: 32 Years

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Dennis W. Winegar

Workers' Compensation, Divorce & Family Law, Bankruptcy, Personal Injury

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John Marwan Zaiter

Family Law, Criminal, Personal Injury, Car Accident

Status: In Good Standing Licensed: 23 Years

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43 Broad St, Washington, NJ 07882

Thomas P. Fischer

Family Law, Criminal, Personal Injury, Accident & Injury

Status: In Good Standing Licensed: 36 Years

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43 Broad St, Washington, NJ 07882

800-923-0641

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CREDIT FILE

See credit report.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Warren County, NJ Reorganization Lawyers

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

William E. Mandry

Brian A. Roemersma

Jonathan Stone

John Brooks Baldini

Mona Farah Ressaissi

Karl R. Keys

Lisa Pezzano Mickey

Dennis W. Winegar

John Marwan Zaiter

Thomas P. Fischer

TIPS

LEGAL TERMS

FORBEARANCE

LIMITED PARTNERSHIP

SETOFF

PREFERENCE

CREDIT FILE

CHAPTER 7 BANKRUPTCY

GUARANTOR

AUTOMATIC STAY

NUISANCE FEES

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