Whatcom County, WA Bankruptcy & Debt Lawyers

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Steven C. Hathaway

Real Estate, Bankruptcy, Bankruptcy & Debt

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CONTACT

3811 Consolidation Avenue, Bellingham, WA 98227

Mary Christina Thomson

Status: Licensed: 26 Years

CONTACT

838 Christian Way, Bellingham, WA 98229

Halfred Martin Hofherr

Intellectual Property, Estate Planning, Corporate, Commercial Bankruptcy

Status: Licensed: 46 Years

CONTACT

5495 Canvasback Road, Blaine, WA 98230

Thomas Hughes Flattery

Commercial Bankruptcy, Business & Trade, Land Use & Zoning, Landlord-Tenant

Status: Licensed: 46 Years

CONTACT

3946 Cliffside Dr, Bellingham, WA 98225

Nancy Carol Ivarinen

Estate Planning, Family Law, Civil Rights, Collection

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CONTACT

1504 Broadway St, Bellingham, WA 98225

Robert A. Wolle

Family Law, Elder Law, Credit & Debt, Bankruptcy

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CONTACT

119 N Commercial St, Bellingham, WA 98225

Mitchell Gene Faber

Commercial Real Estate, Corporate, Contract, Commercial Bankruptcy

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CONTACT

400 N Commercial St, Bellingham, WA 98225

Philip Angelo Serka

Commercial Real Estate, Land Use & Zoning, Business & Trade, Commercial Bankruptcy

Status:

CONTACT

400 N Commercial St, Bellingham, WA 98225

Emily Rose Mowrey

Commercial Real Estate, Estate Planning, Corporate, Credit & Debt

Status:

CONTACT

1313 E Maple St, Bellingham, WA 98225

O. Shane Balloun

Credit & Debt, Corporate, Civil Rights, Estate Planning

Status: Licensed: 13 Years

CONTACT

355 Harris Ave, Bellingham, WA 98225

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FCBA

See Fair Credit Billing Act.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

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Whatcom County, WA Bankruptcy & Debt Lawyers

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Steven C. Hathaway

Mary Christina Thomson

Halfred Martin Hofherr

Thomas Hughes Flattery

Nancy Carol Ivarinen

Robert A. Wolle

Mitchell Gene Faber

Philip Angelo Serka

Emily Rose Mowrey

O. Shane Balloun

TIPS

LEGAL TERMS

SETOFF

FAIR CREDIT BILLING ACT (FCBA)

FCBA

DEBIT CARD

LIABILITY

FORBEARANCE

ABUSE

CREDIT INSURANCE

CHAPTER 7 BANKRUPTCY

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