Williamson County, IL Reorganization Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Williamson Reorganization lawyer.
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Jay Howd

✓ VERIFIED

Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy, Credit & Debt

Your First Step to a Fresh Start

Jay B. Howd was born and raised in LaHarpe, Illinois, a small farm community in west-central Illinois. Jay graduated valedictorian of his LaHarpe high... (more)

FREE CONSULTATION

CONTACT

618-993-1300

206 W Deyoung St, Marion, IL 62959

Richard G Lambert

Personal Injury, Workers' Compensation

Status: In Good Standing

CONTACT

300 W Main St, Marion, IL 62959

Kelly Ray Phelps

Personal Injury, Wills & Probate, Workers' Compensation

Status: In Good Standing

CONTACT

300 W Main St, Marion, IL 62959

David William Lawler

Criminal, DUI-DWI

Status: In Good Standing Licensed: 15 Years

FREE CONSULTATION

CONTACT

1600 West Main Street, Marion, IL 62959

Adam Barrett Lawler

Real Estate, Wills & Probate, Estate Planning, Banking & Finance, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

1600 W Main St, Marion, IL 62959

Nick Brown

Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

1600 West Main St., Marion, IL 62959

Daniel Christopher Kay

Divorce, Misdemeanor, Felony, DUI-DWI

Status: In Good Standing

FREE CONSULTATION

CONTACT

1 North Park Ave., Herrin, IL 62948

Stephen W. Stone

Accident & Injury, Insurance, Personal Injury, Workers' Compensation, Employment

Status: In Good Standing Licensed: 35 Years

CONTACT

300 W. Main, Marion, IL 62959

Douglas N. Dorris

Personal Injury, Medical Malpractice, Workers' Compensation, Personal Injury, Motor Vehicle

Status: In Good Standing Licensed: 44 Years

CONTACT

300 West Main, Marion, IL 62959

Roman Alexander Basi

Business, Business Successions, Transactions, Merger & Acquisition

Status: In Good Standing Licensed: 22 Years

CONTACT

4501 W Deyoung St, Marion, IL 62959

800-923-0641

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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Williamson County, IL Reorganization Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Jay Howd

Richard G Lambert

Kelly Ray Phelps

David William Lawler

Adam Barrett Lawler

Nick Brown

Daniel Christopher Kay

Stephen W. Stone

Douglas N. Dorris

Roman Alexander Basi

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LEGAL TERMS

UNSECURED DEBT

TRADE NAME

LIEN

CREDIT INSURANCE

AUTOMATIC STAY

REDEMPTION

DOING BUSINESS AS (DBA)

GRACE PERIOD

SUBROGATION

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