Wood County, OH Credit & Debt Lawyers

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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Michael Prephan Jr.

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Felony, Criminal, Motor Vehicle, Juvenile Law

Making the law work for you, not against you. In practice since 1987, Mike Prephan Jr. has the experience and knowledge to to help you through all ... (more)

FREE CONSULTATION

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419-283-9506

105 Louisiana ave, Perrysburg, OH 43551

Leah Oney Michael

Accident & Injury, Animal Bite, Car Accident, Products Liability, Property Damage

Leah Michael is a practicing lawyer in the state of Ohio, who focuses on personal injury law. She has tried cases in the areas of bicycle accide... (more)

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419-255-0759

121 E Wooster St, Bowling Green, OH 43402

Christopher Michael Frasor

Real Estate, Lawsuit & Dispute, Estate, Accident & Injury

Status: In Good Standing Licensed: 17 Years

CONTACT

306 Industrial Parkway, Bowling Green, OH 43402

Staten T. Middleton

Real Estate, Estate Planning, Estate, Elder Law

Status: In Good Standing

CONTACT

521 N Main St, Bowling Green, OH 43402

Sara Elizabeth Pfost

Tax, Real Estate, Elder Law, Corporate

Status: In Good Standing Licensed: 19 Years

CONTACT

1090 W South Boundary St, Perrysburg, OH 43551

Amber R. Billmaier

Landlord-Tenant, Litigation, Criminal, Medical Malpractice, Family Law

Status: In Good Standing Licensed: 24 Years

CONTACT

28366 Kensington Ln, Perrysburg, OH 43551

Michael David Portnoy

Social Security, Workers' Compensation, Insurance, Products Liability

Status: In Good Standing Licensed: 36 Years

CONTACT

810 W South Boundary St, Perrysburg, OH 43551

R. Kent Murphree

Real Estate, International Other, Car Accident, Labor Law

Status: In Good Standing

CONTACT

200 Dixie Hwy, Rossford, OH 43460

John Anthony Landry

Real Estate, Wills & Probate, Business, Commercial Bankruptcy

Status: In Good Standing

CONTACT

1090 W South Boundary St, Perrysburg, OH 43551

Katherine Anne Pawlak

Litigation, Federal Appellate Practice, Employee Rights, Banking & Finance

Status: In Good Standing Licensed: 15 Years

CONTACT

1090 W South Boundary St, Perrysburg, OH 43551

800-923-0641

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

FDCPA

See Fair Debt Collections & Practices Act.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CREDIT FILE

See credit report.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Wood County, OH Credit & Debt Lawyers

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

Michael Prephan Jr.

Leah Oney Michael

Christopher Michael Frasor

Staten T. Middleton

Sara Elizabeth Pfost

Amber R. Billmaier

Michael David Portnoy

R. Kent Murphree

John Anthony Landry

Katherine Anne Pawlak

TIPS

LEGAL TERMS

CREDIT REPORT

CREDIT COUNSELING

CYBERSQUATTING

FDCPA

LIEN

COLLECTION AGENCY

COSIGNER

GUARANTEED RESERVATION

CREDIT FILE

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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