Woonsocket Reorganization Lawyer, Rhode Island

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Not enough matches for Woonsocket Reorganization lawyer.
Below are all Woonsocket Bankruptcy & Debt lawyers.

David L. Graham

✓ VERIFIED

Bankruptcy & Debt, Criminal, Estate, Divorce & Family Law, Accident & Injury

Since 1982, Attorney Graham has represented clients in many diverse areas of the law. He has represented hundreds of clients in the area of consumer b... (more)

CONTACT

401-861-4056

840 Smithfield Ave., Lincoln, RI 02865

Jennifer A. Armstrong

Collection, Consumer Bankruptcy, Workout, Foreclosure

Status: In Good Standing

FREE CONSULTATION

CONTACT

353 Armistice Boulevard, Pawtucket, RI 02861

Lynn Bouvier Kapiskas

Litigation, Estate Planning, Contract, Bankruptcy

Status: In Good Standing

CONTACT

191 Social St, Woonsocket, RI 02895

Luc Labrosse

Credit & Debt, Elder Law

Status: In Good Standing

CONTACT

12 Breakneck Hill Rd, Lincoln, RI 02865

Stefanie D. Howell

Lawsuit & Dispute, Medicare & Medicaid, Estate, Employee Rights, Bankruptcy

Status: In Good Standing

CONTACT

265 George Washington Hwy, Smithfield, RI 02917

Christopher M. Lefebvre

Divorce & Family Law, Bankruptcy & Debt, Estate, Consumer Rights, Defect and Lemon Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

2 Dexter St, Pawtucket, RI 02860

Clovis Gregor

Litigation, Estate Planning, Family Law, Bankruptcy

Status: In Good Standing

CONTACT

2 Dexter Street, Pawtucket, RI 02862

Mindy Montecalvo

Accident & Injury, Divorce & Family Law, Real Estate, Bankruptcy & Debt

Status: In Good Standing

CONTACT

574 Central Ave., Pawtucket, RI 02861

Roger C. Ross

Corporate, Banking & Finance, Collection

Status: In Good Standing

CONTACT

150 Main Street, Pawtucket, RI 02860

Richard J. Volpe

Foreclosure, Real Estate, Elder Law, Bankruptcy

Status: In Good Standing

CONTACT

1080 Main St, Pawtucket, RI 02860

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FCBA

See Fair Credit Billing Act.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

Woonsocket Reorganization Lawyer, Rhode Island

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

David L. Graham

Jennifer A. Armstrong

Lynn Bouvier Kapiskas

Luc Labrosse

Stefanie D. Howell

Christopher M. Lefebvre

Clovis Gregor

Mindy Montecalvo

Roger C. Ross

Richard J. Volpe

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

CREDIT BUREAU

FCBA

BANKRUPTCY

SOLE PROPRIETORSHIP

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FAIR CREDIT REPORTING ACT (FCRA)

LIMITED PARTNERSHIP

ACCORD AND SATISFACTION

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