Brentwood Credit & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Whitney Lauren Haley

Construction, Credit & Debt, Wills & Probate, Business

Status: In Good Standing Licensed: 12 Years

CONTACT

110 Winners Cir N, Brentwood, TN 37027

Whitney Haley

Construction, Credit & Debt, Wills & Probate, Business

Status: In Good Standing Licensed: 13 Years

CONTACT

110 Winners Cir N, Brentwood, TN 37027

Jerry Anthony Bridenbaugh

Litigation, Estate Planning, Reorganization, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

7100 Commerce Way, Brentwood, TN 37027

Thomas Joseph Elmlinger

Corporate, Credit & Debt, Labor Law, Elder Law

Status: In Good Standing Licensed: 39 Years

CONTACT

1616 Westgate Cir, Brentwood, TN 37027

Adam O'lyddy Knight

Labor Law, Insurance, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 29 Years

CONTACT

4300 Sidco Dr, Nashville, TN 37204

Robert Charles Bigelow

Labor Law, Civil Rights, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 23 Years

CONTACT

4235 Hillsboro Pike, Nashville, TN 37215

Bill Miller

Dispute Resolution, Credit & Debt, Commercial Real Estate

Status: In Good Standing Licensed: 28 Years

CONTACT

1804 Williamson Ct, Brentwood, TN 37027

Mary Barnard Cheadle

Employee Rights, Child Support, Criminal, Credit & Debt

Status: In Good Standing

CONTACT

2404 Crestmoor Rd, Nashville, TN 37215

John Roaten Cheadle

Litigation, Employment, Business, Credit & Debt

Status: In Good Standing

CONTACT

2404 Crestmoor Rd, Nashville, TN 37215

Patrick Poole

Tax, Construction, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

1027 Stockett Dr, Nashville, TN 37221

800-923-0641

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Brentwood Credit & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Whitney Lauren Haley

Whitney Haley

Jerry Anthony Bridenbaugh

Thomas Joseph Elmlinger

Adam O'lyddy Knight

Robert Charles Bigelow

Bill Miller

Mary Barnard Cheadle

John Roaten Cheadle

Patrick Poole

TIPS

LEGAL TERMS

SUBROGATION

CREDIT REPORT

PRESUMED ABUSE

IRS EXPENSES

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

TRADE NAME

FAIR CREDIT BILLING ACT (FCBA)

SOLE PROPRIETORSHIP

FORBEARANCE

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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