Fort Dix Bankruptcy & Debt Lawyer, New Jersey

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Gracy Wynter
About | Practice Areas
Hulse & Wynter, LLC
1624 Jacksonville Road Suite 1 Burlington, NJ 08016Â» view map
Bankruptcy & Debt Law
40 Years of Experience

The attorneys at Hulse & Wynter offer reliable legal solutions to individuals and businesses in the areas of real estate, family, probate, bankruptcy and business law.

800-611-9690
1. Gracy Wynter Burlington, NJ
  Attorney at Law - NJ, 1998
  New England SOL, J.D. 1998
2. AboutHulse & Wynter, LLC
  Representing the interests of New Jersey clients
3. Practice AreasExpertise
  Bankruptcy & Debt
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Mark Kriegel

✓ VERIFIED

Bankruptcy, Litigation, Insurance, Wills & Probate, Business Organization

Representing clients in bankruptcy, insurance, civil litigation and small business formation and operating agreements.

FREE CONSULTATION

CONTACT

800-650-5670

1479 Pennington Rd., Ewing, NJ 08618

Robert H. Johnson

✓ VERIFIED

Bankruptcy & Debt, Foreclosure, Bankruptcy

Robert H. Johnson has spent his career representing clients in U.S. Bankruptcy Court and New Jersey insolvency proceedings. Prior to founding this fi... (more)

FREE CONSULTATION

CONTACT

800-774-9731

1818 Old Cuthbert Rd, Cherry Hill, NJ 08034

Joseph I. Windman

✓ VERIFIED

Bankruptcy & Debt, Real Estate

Joseph Windman is a practicing lawyer in the state of New Jersey. Attorney Windman received his J.D. from Brooklyn Law School.

FREE CONSULTATION

CONTACT

732-780-4222

4400 Route 9 South, Freehold, NJ 07728

Mary Ellen Rose

Corporate, Business Organization, Banking & Finance, Bankruptcy

Status: In Good Standing

CONTACT

8000 Midlantic Dr., Ste 300 S, Mount Laurel, NJ 08054

Peter S. Bejsiuk

Corporate, Banking & Finance, Bankruptcy Litigation, Bankruptcy

Status: In Good Standing

CONTACT

8000 Midlantic Dr., Ste 300 S, Mount Laurel, NJ 08054

Irwin P Rosenthal

Adoption, Business Organization, Child Support, Collection

Status: In Good Standing

CONTACT

2083 Klockner Road, Trenton, NJ 08690

Drew A. Molotsky

Landlord-Tenant, Foreclosure, Divorce & Family Law, Bankruptcy

Status: In Good Standing

CONTACT

1000 Lenola Road, Moorestown, NJ 08057

Donald N Elsas

Bankruptcy, Family Law, Land Use & Zoning, Real Estate

Status: In Good Standing

CONTACT

1000 Lenola Road, Moorestown, NJ 08057

D. Andrew Bertorelli

Business & Trade, Bankruptcy

Status: In Good Standing

CONTACT

1000 Lenola Road, Moorestown, NJ 08057

John R. Crayton

Tax, Bankruptcy

Status: In Good Standing

CONTACT

33 West Second Street, Moorestown, NJ 08057

800-923-0641

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800-943-8690

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LEGAL TERMS

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CREDIT FILE

See credit report.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Fort Dix Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Hulse & Wynter, LLC

SPONSORED LAWYERS

Mark Kriegel

Robert H. Johnson

Joseph I. Windman

Mary Ellen Rose

Peter S. Bejsiuk

Irwin P Rosenthal

Drew A. Molotsky

Donald N Elsas

D. Andrew Bertorelli

John R. Crayton

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LEGAL TERMS

BULK SALES LAW

CREDIT FILE

INTEREST

REAFFIRMATION

ADMINISTRATIVE EXPENSES

ACCORD AND SATISFACTION

TRUTH IN LENDING ACT (TILA)

NO-FAULT INSURANCE

CREDIT COUNSELING

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