Galena Park Bankruptcy & Debt Lawyer, Texas

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
  Bankruptcy Frequently Asked Questions
3. Contact UsEmail or Call 24/7
  Timing is often critical and you really need to seek advice early.
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David P. Willis

Juvenile Law, Dispute Resolution, Insurance, Personal Injury, Consumer Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

1717 Turning Basin Dr., Houston, TX 77005

Edward Andres Casanova

Immigration, Family Law, Criminal, Consumer Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

1201 Mercury Dr, Houston, TX 77029

Robert Waid Davidson

Wills, Clean Air Practice, Family Law, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

12605 East Freeway, Houston, TX 77015

Elena Halachian-kritzer

Estate Planning, Bankruptcy, Divorce, Dispute Resolution, Family Law

Status: In Good Standing Licensed: 43 Years

CONTACT

12605 East Fwy, Houston, TX 77015

Travis Gene Newport

Construction, Credit & Debt, Litigation, Business & Trade

Status: In Good Standing Licensed: 24 Years

CONTACT

8415 Clinton Dr, Houston, TX 77029

Daren Dwayne Degeorge

Construction, Workers' Compensation, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

8129 Signet St, Houston, TX 77029

Robert J. Mackay

Litigation, Business & Trade, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

Pasadena, TX 77508

M. Rene Sandel

Elder Law, Administrative Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 37 Years

CONTACT

2007 N Palm Ct, Pasadena, TX 77502

Cari A. Wilson Brownlee

Credit & Debt, Personal Injury, Elder Law, Family Law

Status: In Good Standing Licensed: 17 Years

CONTACT

Pasadena, TX 77501

James William Freyer

Real Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

Pasadena, TX 77508

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FCBA

See Fair Credit Billing Act.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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Galena Park Bankruptcy & Debt Lawyer, Texas

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

David P. Willis

Edward Andres Casanova

Robert Waid Davidson

Elena Halachian-kritzer

Travis Gene Newport

Daren Dwayne Degeorge

Robert J. Mackay

M. Rene Sandel

Cari A. Wilson Brownlee

James William Freyer

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LEGAL TERMS

REDEMPTION

GUARANTEED RESERVATION

PRESUMED ABUSE

DEBT COLLECTOR

GENERAL PARTNER

CREDIT INSURANCE

FCBA

HOUSEHOLDER

SUBROGATION

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