Galena Park Bankruptcy & Debt Lawyer, Texas

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
  Bankruptcy Frequently Asked Questions
3. Contact UsEmail or Call 24/7
  Timing is often critical and you really need to seek advice early.
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Immigration, Family Law, Criminal, Consumer Bankruptcy

Status: In Good Standing Licensed: 19 Years

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1201 Mercury Dr, Houston, TX 77029

Brooklyn Letrice Brewer

Contract, Credit & Debt, Family Law, Personal Injury

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114 Saint Finans Way, Houston, TX 77015

Dennis James Albright

Family Law, Elder Law, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 42 Years

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Tommy Ernest Swate

Medicare & Medicaid, Elder Law, Administrative Law, Bankruptcy

Status: In Good Standing

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403 Wild Plum St, Houston, TX 77013

Tommy Ernest Swate

Elder Law, Administrative Law, Business, Bankruptcy

Status: In Good Standing Licensed: 45 Years

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403 Wild Plum St, Houston, TX 77013

Robert Waid Davidson

Wills, Clean Air Practice, Family Law, Bankruptcy

Status: In Good Standing Licensed: 38 Years

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12605 East Freeway, Houston, TX 77015

Elena Halachian-kritzer

Estate Planning, Bankruptcy, Divorce, Dispute Resolution, Family Law

Status: In Good Standing Licensed: 43 Years

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James Charles Fogo

Bankruptcy, Litigation, Business & Trade, Commercial Real Estate

Status: Deceased Licensed: 45 Years

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5251 Cripple Creek Ct, Houston, TX 77017

Henry L. Robertson

Credit & Debt, Personal Injury, Family Law, Litigation

Status: In Good Standing Licensed: 40 Years

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6200 Gulf Fwy, Houston, TX 77023

Gregory Neill Jones

Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 18 Years

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8441 Gulf Freeway, Houston, TX 77017

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FCBA

See Fair Credit Billing Act.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

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Galena Park Bankruptcy & Debt Lawyer, Texas

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Edward Andres Casanova

Brooklyn Letrice Brewer

Dennis James Albright

Tommy Ernest Swate

Tommy Ernest Swate

Robert Waid Davidson

Elena Halachian-kritzer

James Charles Fogo

Henry L. Robertson

Gregory Neill Jones

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LEGAL TERMS

REDEMPTION

IRS EXPENSES

LIMITED PARTNERSHIP

CREDIT BUREAU

FCBA

CHAPTER 7 BANKRUPTCY

MEANS TEST

COLLECTION AGENCY

LIABILITY

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