Galena Park Bankruptcy & Debt Lawyer, Texas

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
  Bankruptcy Frequently Asked Questions
3. Contact UsEmail or Call 24/7
  Timing is often critical and you really need to seek advice early.
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David P. Willis

Juvenile Law, Dispute Resolution, Insurance, Personal Injury, Consumer Bankruptcy

Status: In Good Standing Licensed: 42 Years

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1717 Turning Basin Dr., Houston, TX 77005

Edward Andres Casanova

Immigration, Family Law, Criminal, Consumer Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

1201 Mercury Dr, Houston, TX 77029

Robert Waid Davidson

Wills, Clean Air Practice, Family Law, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

12605 East Freeway, Houston, TX 77015

Elena Halachian-kritzer

Estate Planning, Bankruptcy, Divorce, Dispute Resolution, Family Law

Status: In Good Standing Licensed: 43 Years

CONTACT

12605 East Fwy, Houston, TX 77015

Travis Gene Newport

Construction, Credit & Debt, Litigation, Business & Trade

Status: In Good Standing Licensed: 24 Years

CONTACT

8415 Clinton Dr, Houston, TX 77029

Daren Dwayne Degeorge

Construction, Workers' Compensation, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

8129 Signet St, Houston, TX 77029

Robert J. Mackay

Litigation, Business & Trade, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

Pasadena, TX 77508

M. Rene Sandel

Elder Law, Administrative Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 37 Years

CONTACT

2007 N Palm Ct, Pasadena, TX 77502

Cari A. Wilson Brownlee

Credit & Debt, Personal Injury, Elder Law, Family Law

Status: In Good Standing Licensed: 17 Years

CONTACT

Pasadena, TX 77501

James William Freyer

Real Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

Pasadena, TX 77508

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FCBA

See Fair Credit Billing Act.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Galena Park Bankruptcy & Debt Lawyer, Texas

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

David P. Willis

Edward Andres Casanova

Robert Waid Davidson

Elena Halachian-kritzer

Travis Gene Newport

Daren Dwayne Degeorge

Robert J. Mackay

M. Rene Sandel

Cari A. Wilson Brownlee

James William Freyer

TIPS

LEGAL TERMS

REAFFIRMATION

DISPOSABLE INCOME

WORKOUT

PREFERENCE

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FCBA

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FAIR LABOR STANDARDS ACT (FLSA)

GRACE PERIOD

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