Indian Wells Credit & Debt Lawyer, California

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Ethan Chin
About | Practice Areas
Ethan Chin Law
2400 East Katella Ave. Suite 800 Anaheim, CA 92806» view map
Bankruptcy & Debt
Passion. Dedication. Care.

We strive our best to provide efficient legal services at low cost so that families can worry less and take their first steps finding a solution to their issues.

800-908-6270
1. Ethan Chin Anaheim, CA
  Attorney at Law - CA, 2011
  University of San Diego J.D. 2011
2. AboutEthan Chin Law
  Advocating For Families
3. Practice AreasExpertise
  Bankruptcy & Debt
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Helene Patrice

Wills, Trusts, Employee Rights, Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

45025 Manitou Dr, Indian Wells, CA 92210

Angela Marie Valente

Health Care Other, Credit & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

3867 Somerset Ave, Indian Wells, CA 92211

Kenneth Lee Goldman

Employee Rights, DUI-DWI, Credit & Debt, Defamation & Slander

Status: In Good Standing Licensed: 53 Years

CONTACT

77075 Desi Dr, Indian Wells, CA 92210

Julian Stuart Summers

Construction, DUI-DWI, Native People, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

50855 Washington St, La Quinta, CA 92253

Jeffrey Mark Howard

Lawsuit & Dispute, Immigration, Misdemeanor, Credit & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

48701 Shady View Dr, Indian Wells, CA 92260

Jenny Lynn Doling

Immigration, Gift Taxation, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

36-915 Cook St, Indian Wells, CA 92211

Kevin R Van Hout

Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

69454 Bion Way, Cathedral City, CA 92234

Joseph Anthony Roman

Employee Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

2825 E Tahquitz Canyon Way, Palm Springs, CA 92262

John L. Mohr

Landlord-Tenant, Estate, Family Law, Credit & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

1970 Fan Palm Way, Palm Springs, CA 92262

Eric Joseph Guinan

Civil Rights, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 30 Years

CONTACT

Palm Springs, CA 92263

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Indian Wells Credit & Debt Lawyer, California

Sponsored Law Firm

Ethan Chin Law

SPONSORED LAWYERS

Helene Patrice

Angela Marie Valente

Kenneth Lee Goldman

Julian Stuart Summers

Jeffrey Mark Howard

Jenny Lynn Doling

Kevin R Van Hout

Joseph Anthony Roman

John L. Mohr

Eric Joseph Guinan

TIPS

LEGAL TERMS

FCRA

WINDING UP

NONDISCHARGEABLE DEBTS

SOLE PROPRIETORSHIP

DOING BUSINESS AS (DBA)

CREDIT BUREAU

IRS EXPENSES

PREFERENCE

NONEXEMPT PROPERTY

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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