Indian Wells Credit & Debt Lawyer, California

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Charles Martin
About | Practice Areas
Law Office of Charles Martin
17461 Irvine Blvd Suite F Tustin, CA 92780» view map
Bankruptcy & Debt
Professional. Affordable. Reliable.

We have 19 years of experience handling thousands of bankruptcies. With our legal assistance we will guide you through the process of bankruptcy.

800-975-9061
1. Charles Martin Tustin, CA
  Attorney at Law - CA, 2003
  Chapman University J.D.
2. AboutLaw Office of Charles Martin
  We love our customers.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Angela Marie Valente

Health Care Other, Credit & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

3867 Somerset Ave, Indian Wells, CA 92211

Eric Joseph Guinan

Civil Rights, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 30 Years

CONTACT

Palm Springs, CA 92263

Helene Patrice

Wills, Trusts, Employee Rights, Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

45025 Manitou Dr, Indian Wells, CA 92210

Jeffrey Mark Howard

Lawsuit & Dispute, Immigration, Misdemeanor, Credit & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

48701 Shady View Dr, Indian Wells, CA 92260

Jenny Lynn Doling

Immigration, Gift Taxation, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

36-915 Cook St, Indian Wells, CA 92211

John L. Mohr

Landlord-Tenant, Estate, Family Law, Credit & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

1970 Fan Palm Way, Palm Springs, CA 92262

Joseph Anthony Roman

Employee Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

2825 E Tahquitz Canyon Way, Palm Springs, CA 92262

Julian Stuart Summers

Construction, DUI-DWI, Native People, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

50855 Washington St, La Quinta, CA 92253

Kenneth Lee Goldman

Employee Rights, DUI-DWI, Credit & Debt, Defamation & Slander

Status: In Good Standing Licensed: 53 Years

CONTACT

77075 Desi Dr, Indian Wells, CA 92210

Kevin R Van Hout

Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

69454 Bion Way, Cathedral City, CA 92234

800-923-0641

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Indian Wells Credit & Debt Lawyer, California

Sponsored Law Firm

Law Office of Charles Martin

SPONSORED LAWYERS

Angela Marie Valente

Eric Joseph Guinan

Helene Patrice

Jeffrey Mark Howard

Jenny Lynn Doling

John L. Mohr

Joseph Anthony Roman

Julian Stuart Summers

Kenneth Lee Goldman

Kevin R Van Hout

TIPS

LEGAL TERMS

REPOSSESSION

CURRENT MONTHLY INCOME

LOSS DAMAGE WAIVER (LDW)

GRACE PERIOD

401(K) PLAN

UNSECURED DEBT

CREDITOR

TRADE DRESS

LIABILITY

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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