Oconee County, SC Credit & Debt Lawyers, page 2

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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M. Ed McLaurin

Real Estate, Estate, Divorce & Family Law, Civil & Human Rights

Status: In Good Standing

CONTACT

10 Commons Boulevard, Seneca, SC 29678

Timothy C Merrell

Real Estate, Government, Estate, Business

Status: In Good Standing

CONTACT

119B Professional Park Dr, Seneca, SC 29678

R. Boatner Bowman

Medical Malpractice, Business, Criminal, Personal Injury

Status: In Good Standing

CONTACT

3691 Blue Ridge Boulevard, Walhalla, SC 29691

Bradley A. Norton

Divorce & Family Law, Criminal, Social Security, Family Law, DUI-DWI

Status: In Good Standing Licensed: 33 Years

CONTACT

107 N. Tugaloo Street, Walhalla, SC 29691

Lindsey O. Graham

General Practice

Status: In Good Standing Licensed: 43 Years

CONTACT

Seneca, SC 29679

Robert Scott Sprouse

Family Law, Personal Injury, Social Security

Status: In Good Standing

CONTACT

Seneca, SC 29679

James Louis Williams

Real Estate, Lawsuit & Dispute, Intellectual Property, Divorce

Status: In Good Standing Licensed: 51 Years

CONTACT

Road 1A, Seneca, SC 29679

W. Alan Axson

General Practice

Status: In Good Standing Licensed: 52 Years

CONTACT

Seneca, SC 29679

William R. Owens

Real Estate, Industry Specialties, Estate, Civil & Human Rights

Status: In Good Standing Licensed: 48 Years

CONTACT

Walhalla, SC 29691

Suzanne E. Earle

Real Estate Other, Divorce & Family Law, Criminal, Personal Injury

Status: In Good Standing Licensed: 43 Years

CONTACT

1525 Senate Street, Walhalla, SC 29691

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SAMPLE LEGAL CASES

CASON COMPANIES, INC. v. GORRIN

... In a consumer credit sale, "either the debt is payable [1] in installments or [2] a credit service charge is made." SC Code Ann. Â§ 37-2-104(1)(d) (2002). Seller asserts that its Credit Application authorized neither method of debt payment. ...

Mitchell v. Mitchell

... SC 206, 212, 634 SE2d 51, 54 (Ct. App. 2006). Moreover, Husband concludes in his brief that, alternatively, this court should "modify [t]he Final Decree of Divorce so as to equally divide the marital estate and credit card debt.".

Kennedy v. Kennedy

... II. Credit Card Debt. Next, Husband argues the family court abused its discretion in failing to equitably divide the parties' credit card debt on a 50/50 basis because the debt at issue was accrued during the parties' marriage and thus subject to equitable division. We disagree. ...

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Oconee County, SC Credit & Debt Lawyers, page 2

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

M. Ed McLaurin

Timothy C Merrell

R. Boatner Bowman

Bradley A. Norton

Lindsey O. Graham

Robert Scott Sprouse

James Louis Williams

W. Alan Axson

William R. Owens

Suzanne E. Earle

TIPS

LEGAL TERMS

CREDIT FILE

IRS EXPENSES

S CORPORATION

FAIR LABOR STANDARDS ACT (FLSA)

CREDIT REPORT

DEFINED CONTRIBUTION PLAN

TRADE NAME

TRADE DRESS

INTEREST

SAMPLE LEGAL CASES

CASON COMPANIES, INC. v. GORRIN

Mitchell v. Mitchell

Kennedy v. Kennedy

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