Ojai Bankruptcy Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Rennee Renata Dehesa

Estate Planning, Bankruptcy, Business, Trusts, Estate

Status: In Good Standing Licensed: 17 Years

CONTACT

915 E Main St, Santa Paula, CA 93060

Jeffrey S. Graff

Farms, Family Law, Divorce, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

2497 Harbor Blvd, Ventura, CA 93001

James Benjamin Forrest

Immigration, Employee Rights, DUI-DWI, Bankruptcy

Status: Inactive Licensed: 25 Years

CONTACT

943 Via Ondulando, Ventura, CA 93003

Rolland Dennis Orrock

Bankruptcy

Status: Inactive Licensed: 51 Years

CONTACT

788 N Victoria Ave, Ventura, CA 93003

John A. Sullivan

Litigation, Estate Planning, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

230 W Main St, Santa Paula, CA 93060

Kenneth Henry John Henjum

Divorce, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

1190 S Victoria Ave, Ventura, CA 93003

Oscar Christopher Gonzalez

Commercial Leasing, Business Successions, Business Organization, Commercial Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

849 East Harvard Blvd, Santa Paula, CA 93060

A Bryan Diaz

Bankruptcy, Personal Injury, Mass Torts, Commercial Real Estate, Business

Status: In Good Standing Licensed: 22 Years

CONTACT

701 E Santa Clara St, Ventura, CA 93001

Juan M. Higuera

Estate, Criminal, Consumer Rights, Bankruptcy, Car Accident

Status: In Good Standing Licensed: 11 Years

CONTACT

5450 Telegraph Rd, Ventura, CA 93003

Daniel Higson

Consumer Bankruptcy, Bankruptcy Litigation, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

5450 Telegraph Rd, Ventura, CA 93003

800-923-0641

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CCCS

See Consumer Credit Counseling Service.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Ojai Bankruptcy Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Rennee Renata Dehesa

Jeffrey S. Graff

James Benjamin Forrest

Rolland Dennis Orrock

John A. Sullivan

Kenneth Henry John Henjum

Oscar Christopher Gonzalez

A Bryan Diaz

Juan M. Higuera

Daniel Higson

TIPS

LEGAL TERMS

TRADE NAME

SOLE PROPRIETORSHIP

CURRENT MONTHLY INCOME

S CORPORATION

MEETING OF CREDITORS

NUISANCE FEES

CCCS

ABUSE

TRUTH IN LENDING ACT (TILA)

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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