Orange Bankruptcy & Debt Lawyer, California

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Andrei  Armas Lawyer

Andrei Armas

VERIFIED
Credit & Debt, Banking & Finance, Collection, Identity Theft, Consumer Rights

Andrei Armas is a Partner of Armas & Joseph, APLC specializing in consumer protection, class action litigation, and civil trials. Mr. Armas is admitt... (more)

FREE CONSULTATION 

CONTACT

800-675-3790

Charles Kevin Martin Lawyer

Charles Kevin Martin

VERIFIED
Bankruptcy & Debt, Lawsuit & Dispute, Estate, Property Damage, Real Estate

I was born, raised and grew up in Orange County, getting married and raising three children within the local community. I graduated from the Universit... (more)

Charles William Hokanson Lawyer

Charles William Hokanson

VERIFIED
Personal Injury, Accident & Injury, Bankruptcy & Debt, Business

Charles Hokanson is a practicing lawyer in the state of California handling personal injury matters.

Frank D. Granato Lawyer

Frank D. Granato

VERIFIED
Real Estate, Landlord-Tenant, Bankruptcy, Business, Wills & Probate

No need to hire a multitude of attorneys. My team of dedicated legal professionals is well-versed in many specialized areas. We will not advocate for... (more)

FREE CONSULTATION 

CONTACT

800-958-1311

Gregory Mark Fitzgerald Lawyer

Gregory Mark Fitzgerald

VERIFIED
Bankruptcy & Debt, Credit & Debt, Collection, Garnishment, Consumer Protection

Fitzgerald & Campbell is a Consumer Debt Defense Law Firm unlike any other. We provide affordable protection to consumers suffering from debt through... (more)

FREE CONSULTATION 

CONTACT

800-732-9061

Jeffrey Neil Wilens Lawyer

Jeffrey Neil Wilens

VERIFIED
Landlord-Tenant, Consumer Rights, Wrongful Termination, Credit & Debt

Dedicated to fighting fraud, false advertising and abuse by corporations – We stand for the “little guy” (and gal). Our clients are victims of w... (more)

FREE CONSULTATION 

CONTACT

800-964-0820

Michael J. LaCilento Lawyer

Michael J. LaCilento

VERIFIED
Criminal, Divorce & Family Law, Accident & Injury, Bankruptcy & Debt
Aggressive Trial Lawyer With Almost 20 Years of Experience.

The Law Offices of Michael J. LaCilento is a well-established law firm located in Corona, CA that provides a wide range of quality, cost-effective leg... (more)

FREE CONSULTATION 

CONTACT

800-708-6141

Noha  Gabra Lawyer

Noha Gabra

VERIFIED
Bankruptcy & Debt, Consumer Rights, Contract

Noha Gabra is admitted to the State Bar of California. She is admitted to practice law in the Supreme Court of California, all Federal Courts of Appea... (more)

FREE CONSULTATION 

CONTACT

855-709-5788

Patrick  O'Kennedy Lawyer

Patrick O'Kennedy

VERIFIED
Divorce & Family Law, Bankruptcy

Attorney Patrick O’Kennedy has been helping families and individuals in Orange County to resolve their family law and debt issues for 20 years. Atto... (more)

FREE CONSULTATION 

CONTACT

800-780-3891

William James Campbell Lawyer

William James Campbell

VERIFIED
Bankruptcy & Debt, Credit & Debt, Consumer Rights, Workout, Collection

William Campbell began his working career by serving in the United States Army as an infantryman in the 101st Airborne Division. After serving and ho... (more)

FREE CONSULTATION 

CONTACT

855-709-5788

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Lawyer.com can help you easily and quickly find Orange Bankruptcy & Debt Lawyers and Orange Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)
A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)
An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)
A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)
A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)
A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)
A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.