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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
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E. Christopher L'Hommedieu

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Accident & Injury, Bankruptcy & Debt

Providing the best in legal representation in Bankruptcy, Personal Injury, Disability, and Family law since 1997.

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800-941-5060

190 Bates Street, Lewiston, ME 04240

Fred W. Bopp

Lawsuit & Dispute, Real Estate, Collection, Complex Litigation, Landlord-Tenant

Status: In Good Standing

CONTACT

298 Main Street Yarmouth, Yarmouth, ME 04096

Virginia York Lee

Patent, Federal, Corporate, Consumer Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

67 Marquis Road, Freeport, ME 04032

Christopher C. Dinan

Litigation, Lawsuit & Dispute, Insurance, Business, Collection

Status: In Good Standing

CONTACT

P. O. Box 1082, Yarmouth, ME 04096

James H. Rollins

Business & Trade, Business, Bankruptcy, Bankruptcy & Debt

Status: Inactive Licensed: 51 Years

CONTACT

Cumberland Center, ME 04021

Dori F. Chadbourne

Divorce & Family Law, Mediation, Litigation, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

Cumberland Center, ME 04021

Diane Welling Cipollone

Real Estate, Consumer Rights, Consumer Bankruptcy, Commercial Real Estate

Status: In Good Standing

CONTACT

46 Fairwind Lane, Yarmouth, ME 04096

Laura J. O'Neill

Estate, Environmental Law, Employment, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

68 Morton Road, Yarmouth, ME 04096

Robert L. Knupp

Litigation, Visa, Employee Rights, Bankruptcy & Debt

Status: In Good Standing

CONTACT

4 Eagles Way, Cumberland Foreside, ME 04110

Robert L. Knupp

Litigation, Bankruptcy & Debt

Status: In Good Standing Licensed: 58 Years

CONTACT

4 Eagles Way, Cumberland Foreside, ME 04110

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FCBA

See Fair Credit Billing Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

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Pownal Bankruptcy & Debt Lawyer, Maine

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

E. Christopher L'Hommedieu

Fred W. Bopp

Virginia York Lee

Christopher C. Dinan

James H. Rollins

Dori F. Chadbourne

Diane Welling Cipollone

Laura J. O'Neill

Robert L. Knupp

Robert L. Knupp

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LEGAL TERMS

DISPOSABLE INCOME

LIMITED PARTNERSHIP

TRUTH IN LENDING ACT (TILA)

BANKRUPTCY TRUSTEE

LOSS DAMAGE WAIVER (LDW)

FCBA

FAIR CREDIT BILLING ACT (FCBA)

SOLE PROPRIETORSHIP

REPOSSESSION

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