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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
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E. Christopher L'Hommedieu

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Accident & Injury, Bankruptcy & Debt

Providing the best in legal representation in Bankruptcy, Personal Injury, Disability, and Family law since 1997.

FREE CONSULTATION

CONTACT

800-941-5060

190 Bates Street, Lewiston, ME 04240

Fred W. Bopp

Lawsuit & Dispute, Real Estate, Collection, Complex Litigation, Landlord-Tenant

Status: In Good Standing

CONTACT

298 Main Street Yarmouth, Yarmouth, ME 04096

Virginia York Lee

Patent, Federal, Corporate, Consumer Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

67 Marquis Road, Freeport, ME 04032

Christopher C. Dinan

Litigation, Lawsuit & Dispute, Insurance, Business, Collection

Status: In Good Standing

CONTACT

P. O. Box 1082, Yarmouth, ME 04096

James H. Rollins

Business & Trade, Business, Bankruptcy, Bankruptcy & Debt

Status: Inactive Licensed: 51 Years

CONTACT

Cumberland Center, ME 04021

Dori F. Chadbourne

Divorce & Family Law, Mediation, Litigation, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

Cumberland Center, ME 04021

Diane Welling Cipollone

Real Estate, Consumer Rights, Consumer Bankruptcy, Commercial Real Estate

Status: In Good Standing

CONTACT

46 Fairwind Lane, Yarmouth, ME 04096

Laura J. O'Neill

Estate, Environmental Law, Employment, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

68 Morton Road, Yarmouth, ME 04096

Robert L. Knupp

Litigation, Visa, Employee Rights, Bankruptcy & Debt

Status: In Good Standing

CONTACT

4 Eagles Way, Cumberland Foreside, ME 04110

Robert L. Knupp

Litigation, Bankruptcy & Debt

Status: In Good Standing Licensed: 58 Years

CONTACT

4 Eagles Way, Cumberland Foreside, ME 04110

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FCRA

See Fair Credit Reporting Act.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Pownal Bankruptcy & Debt Lawyer, Maine

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

E. Christopher L'Hommedieu

Fred W. Bopp

Virginia York Lee

Christopher C. Dinan

James H. Rollins

Dori F. Chadbourne

Diane Welling Cipollone

Laura J. O'Neill

Robert L. Knupp

Robert L. Knupp

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LEGAL TERMS

DISPOSABLE INCOME

LIQUIDATING PARTNER

DISCHARGE (OF DEBTS)

FCRA

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

COSIGNER

WINDING UP

LIEN

COLLECTION AGENCY

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