Rutherford Collection Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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James Zakasky

Foreclosure, Corporate, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

50 Santa Rosa Avenue, Santa Rosa, CA 95404

Todd Joseph Wenzel

Education, Landlord-Tenant, Real Estate, Wrongful Termination, Collection

Status: In Good Standing Licensed: 32 Years

CONTACT

4225 Solano Ave, Napa, CA 94558

Steven Michael Fink

Education, Litigation, Employee Rights, Collection

Status: In Good Standing

CONTACT

6544 Pine Valley Dr, Santa Rosa, CA 95409

Joseph Patrick Thompson

Transportation & Shipping, Motor Vehicle, DUI-DWI, Collection, Credit & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

952 School Street, Napa, CA 94559

D. Douglas Shureen

Employment, Accident & Injury, Personal Injury, Discrimination, Collection

Status: In Good Standing Licensed: 38 Years

FREE CONSULTATION

CONTACT

50 Santa Rosa Ave, Santa Rosa, CA 95404

Ronald Frederick Remmel

Construction, Insurance, Collection

Status: Inactive Licensed: 45 Years

CONTACT

3635 Stallion Dr, Santa Rosa, CA 95404

Amanda Marie Howell

Commercial Real Estate, Collection, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

525 E Cotati Ave, Rohnert Park, CA 94931

Scott C. Cadieux

Construction, Energy, Contract, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

2100 S McDowell Boulevard Ext, Petaluma, CA 94954

Carmen I Julia Dunbar

Tax, Immigration, Collection

Status: In Good Standing Licensed: 17 Years

CONTACT

4733 Mangels Blvd, Fairfield, CA 94534

800-923-0641

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800-943-8690

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LEGAL TERMS

CREDIT FILE

See credit report.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Rutherford Collection Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

James Zakasky

Todd Joseph Wenzel

Steven Michael Fink

Joseph Patrick Thompson

D. Douglas Shureen

Ronald Frederick Remmel

Amanda Marie Howell

Scott C. Cadieux

Carmen I Julia Dunbar

TIPS

LEGAL TERMS

CREDIT FILE

AUTOMATIC STAY

NO-FAULT INSURANCE

REAFFIRMATION

CREDIT INSURANCE

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

REDEMPTION

GRACE PERIOD

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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