Rutherford Collection Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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James Zakasky

Foreclosure, Corporate, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

50 Santa Rosa Avenue, Santa Rosa, CA 95404

Todd Joseph Wenzel

Education, Landlord-Tenant, Real Estate, Wrongful Termination, Collection

Status: In Good Standing Licensed: 32 Years

CONTACT

4225 Solano Ave, Napa, CA 94558

Steven Michael Fink

Education, Litigation, Employee Rights, Collection

Status: In Good Standing

CONTACT

6544 Pine Valley Dr, Santa Rosa, CA 95409

Joseph Patrick Thompson

Transportation & Shipping, Motor Vehicle, DUI-DWI, Collection, Credit & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

952 School Street, Napa, CA 94559

D. Douglas Shureen

Employment, Accident & Injury, Personal Injury, Discrimination, Collection

Status: In Good Standing Licensed: 38 Years

FREE CONSULTATION

CONTACT

50 Santa Rosa Ave, Santa Rosa, CA 95404

Ronald Frederick Remmel

Construction, Insurance, Collection

Status: Inactive Licensed: 45 Years

CONTACT

3635 Stallion Dr, Santa Rosa, CA 95404

Amanda Marie Howell

Commercial Real Estate, Collection, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

525 E Cotati Ave, Rohnert Park, CA 94931

Scott C. Cadieux

Construction, Energy, Contract, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

2100 S McDowell Boulevard Ext, Petaluma, CA 94954

Carmen I Julia Dunbar

Tax, Immigration, Collection

Status: In Good Standing Licensed: 17 Years

CONTACT

4733 Mangels Blvd, Fairfield, CA 94534

800-923-0641

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

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Rutherford Collection Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

James Zakasky

Todd Joseph Wenzel

Steven Michael Fink

Joseph Patrick Thompson

D. Douglas Shureen

Ronald Frederick Remmel

Amanda Marie Howell

Scott C. Cadieux

Carmen I Julia Dunbar

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LEGAL TERMS

SUBROGATION

CREDIT BUREAU

PRESUMED ABUSE

WORKOUT

CREDIT INSURANCE

FAIR CREDIT REPORTING ACT (FCRA)

LIMITED LIABILITY

DEBIT CARD

WINDING UP

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