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Jeffrey Wilens
About | Practice Areas
Lakeshore Law Center
18340 Yorba Linda Blvd. Suite 107-610 Yorba Linda, CA 92886» view map
Consumer Rights Law
Attorney Jeffrey Wilens Will Fight for You

Dedicated to fighting fraud, false advertising and abuse by corporations – We stand for the “little guy” (and gal). Our clients are victims of wrongdoing throughout the US.

800-964-0820
1. Jeffrey Wilens Yorba Linda, CA
  Attorney at Law, CA
  Berkeley Boalt Hall School of Law, J.D. 1985
2. AboutLakeshore Law Center
  Attorney Jeffrey Wilens will Fight for You
3. Practice AreasExpertise
  Consumer Rights
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Daniel Guinn Shay

Credit & Debt, Collection, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

2221 Camino Del Rio S, San Diego, CA 92108

Crosby Scott Connolly

Lawsuit & Dispute, Securities Fraud , Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

2221 Camino Del Rio S, San Diego, CA 92108

Lorraine Michelle Nisbet

Employee Rights, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

5030 Camino De La Siesta, San Diego, CA 92108

Sara Khosroabadi

Employment, Divorce & Family Law, Consumer Protection, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

2221 Camino Del Rio South, San Diego, CA 92108

Mark Douglas Slaughter

Federal Appellate Practice, Credit & Debt, Accident & Injury

Status: In Good Standing Licensed: 19 Years

CONTACT

591 Camino De La Reina, San Diego, CA 92108

Todd Albert Warshof

Credit & Debt, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

4003 Wabash Ave, San Diego, CA 92104

Wsewolod S MacPete

Communication & Media Law, Trusts, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

3203 Felton St, San Diego, CA 92104

David Vincent Hiden

Medical Products & Devices, Child Custody, DUI-DWI, Credit & Debt, Commercial Real Estate

Status: In Good Standing

CONTACT

2635 Camino Del Rio South, San Diego, CA 92108

Samy Saad Henein

Litigation, Federal Appellate Practice, Contract, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

3055 India St, San Diego, CA 92103

Thomas J. Holthus

Commercial Real Estate, Real Estate, Civil Rights, Credit & Debt

Status: In Good Standing

CONTACT

2763 Camino Del Rio S, San Diego, CA 92108

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

CCCS

See Consumer Credit Counseling Service.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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San Diego Credit & Debt Lawyer, California, page 2

Sponsored Law Firm

Lakeshore Law Center

SPONSORED LAWYERS

Daniel Guinn Shay

Crosby Scott Connolly

Lorraine Michelle Nisbet

Sara Khosroabadi

Mark Douglas Slaughter

Todd Albert Warshof

Wsewolod S MacPete

David Vincent Hiden

Samy Saad Henein

Thomas J. Holthus

TIPS

LEGAL TERMS

FCRA

REAFFIRMATION

CHAPTER 7 BANKRUPTCY

CCCS

COLLECTION AGENCY

SOLE PROPRIETORSHIP

FAIR LABOR STANDARDS ACT (FLSA)

FAIR CREDIT BILLING ACT (FCBA)

GUARANTEED RESERVATION

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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